Knowledge Hub - Get in the know on personal finance

Applying for a car loan? Make sure you protect your credit rating

February 18, 2021

Cars do not come cheap. Whether you’re purchasing a new or used vehicle, chances are you probably don’t have the full amount saved.

Tips to manage school costs and how an Education loan can help

January 11, 2021

Organising kids and their back-to-school gear involves many expenses that can quickly add up. Uniforms, books and stationery are just some of the up-front costs that can’t be avoided, but

A Guide to Debt Consolidation

December 18, 2020

So what is debt consolidation? Well a debt consolidation loan is a personal loan you take out to repay several small debts (such as unsecured loans, credit cards, store cards

What to look for in a car loan

December 06, 2020

You’ve found your dream ride and it’s love at first sight. Now all you need to do is take out a car loan and drive away into the sunset.

6 ways to recession-proof your finances

August 20, 2020

Now that we’re officially in a recession, it’s more important than ever to get your finances under control. From reining in debt to growing your savings, below are six ways

How can a loan give you savings and exclusive deals?

July 15, 2020

Very easily! Take out a loan with us between 15th July 2020 and 1st September 2020 and we will give you an Entertainment App for free*!

Online Bank Statements: Your questions answered

June 05, 2020

Ensuring you feel 100% safe and secure when you submit your bank statements online, is a responsibility we take very seriously. And as a leading Fintech business, it’s important that

Personal Loans versus Buy Now Pay Later facilities : What to compare and consider

March 13, 2020

With so many retailers and businesses now offering Buy Now Pay Later services, such as Afterpay and Zip Money, Australians are being exposed to these schemes on a daily basis,

Personal Loans versus Credit Cards : What to compare and consider

March 05, 2020

If you’re trying to decide between a personal loan or a credit card, cost and time to pay off are two of the most important factors to consider.

How disasters can affect your credit rating. The steps you can take to minimise the impact. And, what lenders can do to help.

February 03, 2020

In the wake of Australia’s devastating bushfires, a spotlight has fallen on the aftermath natural disasters can silently wreak on people’s credit rating and financial well-being.

Consolidate buy now pay later with a debt consolidation loan

January 12, 2020

If you overspent at Christmas, you’re not alone. Many of us feel pressured to splash out during the silly season, and this can leave a serious dent in our wallets.

How buy now pay later services can affect your chances of loan approval

December 09, 2019

Buy now pay later (BNPL) services are on the rise in Australia. Around 1.9 million Aussies say they’ve used services like Afterpay or Zip Pay at least once over the

Silly season spending habits that can harm your credit score

November 18, 2019

Our wallets can really take a hit at Christmas. Between end of year celebrations, Christmas shopping and sales season, it’s easy to spend up a storm if you aren’t careful.

How do I check my credit score?

October 21, 2019

With Comprehensive Credit Reporting (CCR) being introduced in Australia, knowing how to check your credit score and what can impact it, is more important than ever before. If you’ve ever

Spring clean your finances with a debt consolidation loan

September 09, 2019

Spring is officially here, making now the perfect time to clean up your finances. If you’ve started to amass debt throughout the past year or so, a debt consolidation loan

What to do if you can't repay your personal loan

August 07, 2019

It’s safe to say that no one ever means to fall behind on their personal loan repayments. It’s a scary prospect and won’t do your stress levels any favours!

Comprehensive Credit Reporting (CCR) - What is it and how can I benefit from it?

June 26, 2019

What is it and how can I benefit from it? Comprehensive Credit Reporting (otherwise known as CCR) was introduced in March 2014 and has been compulsory for Australia’s big four banks (CBA, ANZ, Westpac and NAB) since July 2019, with more lenders to follow suit by June 2021.