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Top 5 gifts for Valentines Day from $50 to $5,000

Well the Christmas trees have been put back in the shed, the kids are back to school and can you believe it? Easter eggs are already in the supermarkets! But hang on, before the year spins totally out of control we all need to stop and remember that it’s Valentines Day on the 14th of February! If...

Australia Day is nearly here! Are you a true blue Aussie?

All Aussies love Australia Day. January the 26th marks a day of celebration and a time to celebrate with mates just how lucky we are to live in this incredible country! In Australia we are blessed with freedom, democracy, inspiring role models and probably the most well known attribute – we are laid back and certainly not pompous!  Aussies have achieved some incredible world achievements, think of Don Bradman, Caroline Chisholm, Fred Hollows, Margaret Court, Ned Kelly, Dawn Fraser, Cate Blanchett, Cathy Freeman and the iconic AC/DC! How do you know you are a true blue Aussie? You need to be able to answer all of the following three multiple-choice questions correctly!   QUESTION 1 If you “chuck a u-ee” you are; A: Throwing a beer can into an open wheelie bin B: Doing a very skillful car maneuver C: Calling out to see if anyone is home   QUESTION 2 Shazza and Dazza are: A: Famous characters from Neighbours B: What a female and male quokka are called C: Sharron and Darren   QUESTION 3 When you arrive back into Australia from Overseas you expect serious penalties in customs for bringing home: A: Fruit B: Alcohol C: Your new fiancé you met in Las Vagas last night   (ANSWERS: 1B, 2C,...

Quirky Father's Day present ideas for all budgets!

Oh boy, it’s that time of year again where we all try to cement our spot as Dad’s favourite by getting him the best pressie! Don’t get the boring socks and jocks, or the obvious two for one t-shirt deals, or even the traditional (yawn) box set of his number one t-v show. They are all so,……last year. Time to REALLY surprise the old man! If you haven’t already organized his present, here are some kooky suggestions to let him know you really love him – SURPRISE! 1. Deep Sea Fishing Adventure – AT NIGHT! (Over $200 budget) How cool is that! If your dad loves a fishing rod in his hand (or even if he doesn’t – very quirky!) how shocked will Dad be when he sees he has got a ticket to ride the waves at night and bring home dinner for the family! Hope there’s no storms forecast!!! 2. Dr Dre “beat” headphones – totally wicked! (Over $100 budget) C’mon, ALL Dad’s love music and think they are totally WITH IT! Why not give him the look he has always wanted by wearing the most ultra cool headphones on the planet! (Bet you he will even pretend he knows who Dr Dre is too!) 3. Trophy Award Ceremony – stroke that EGO!! (No cost – but need some prep time!) If there’s one thing ALL Dad’s love – it...

Got a loan application declined? What should you do next?

Had a loan recently declined?  We understand you'll be feeling disappointed and firstly you'll want to know the reason as to why.  Below we explain why loans are generally declined and then afterwards what you should do next to improve your chances for next time. Why Are Loans Declined? There are...

How do I send in my supporting documents when applying for a loan with Fair Go Finance

  The documents you'll need to provide when applying for a loan with Fair Go Finance are: Confirmation of your identification and address by sending a copy of: Your drivers licence OR medicare card A utility bill, (gas, electricity, telephone) OR rent receipt confirming your address Confirmation of your income and expenditure by sending a copy of: A recent pay slip Bank statements showing your name and address as the account holder (3 most recent months) Confirmation of the security you are offering (only if you are buying or using a vehicle as security): Vehicles registration papers  During our online application, you will have the chance to use: our free bank statement service to provide your statements an upload button to provide a copy of one payslip  an upload button to provide a copy of any centrelink payments (if this forms part of your acceptable income from centrelink) But if you are don't provide these during the application stage, you can: Either send them by fax to: 1800 324 746 using our fax cover sheet Or send them by email to: apply@fairgofinance.com.au How do I provide my bank statements using my online banking?  If you have online banking, you can send...

5 tips to help your family budget

If there is one thing in common with most Aussies, it’s the fact that our money just doesn’t go as far as it used to. Do you remember when somehow you could last the whole weekend with $20? Or could put $5 of fuel in your car and it would seem to last for ages? Well, times have definitely changed, so here’s our top 5 simple tips to try and save you a little bit extra than what you are now… 1. Cost of Food It’s pretty hard to get this down unless you choose a diet of baked beans and tinned spaghetti. There are a few things you can do, however, to reduce how much you pay. So why not try one or both of the following? Bulk Buying: Rather than buying the 500g of rice, or the 250ml of cooking oil, take note of how much you are actually paying per unit (which should be displayed below the price of the item.) For example, if the 500g of rice costs $16 per 100g but the 5 kilo bag of rice costs $8 per 100g then you are far better off buying the larger “bulk” item. Yes, the bag is heavy, but that’s what trolleys are for and you wont have to buy rice for quite some time! Join a Cash & Carry style business: These type of businesses offer large bulk buying services to people who have an A...

Who can do second hand car loans?

Amanda, from Mount Gambier, South Australia, was in need of a second hand car loan but she wanted it to be fast! There were lots of online lenders, but finding the right one that could give her a fast car loan was her mission! She decided to go with Fair Go Finance and was very pleased when the easy online application converted into an instant conditional approval! She provided some paperwork and before long she was driving off in her second hand car! “Fair Go Finance were so easy to deal with, were quick to come to a decision and gave me a fair go!” Amanda said.If you are in the market for a car loan, then why not consider Fair Go Finance? We can lend you from $500 - $10,000 if you have had bad credit, and if you have clean credit we can help you too! We can transfer the money directly to the seller - so you can drive your new car asap! Tell us what you want and we can actually match you to a lender that we have on our panel if you want more than $10,000, so why not try us? Learn more about a Car Loan.   Need up to $10,000?

"Amazing staff. Fast response."

Stefanie, February 2016