Need a small loan to help with this year’s back to school expenses?

Apply with Fair Go and you’ll go into the draw to win a brand new iPad!

Our small loans up to $2,000 stand out from our competitors because we don’t offer just one fixed rate.

Our small loans start at HALF THE COST because they can be discounted depending on your credit history.

Why borrow $2,000 and pay an establishment fee of $400 – when ours start at $200!

Apply Today!


   

BONUS – All returning customers will also receive Mates Rates Loyalty Benefits!

All applications are subject to approval and will be assessed separately by reference to the applicant’s individual circumstances. If approved, we will aim to transfer the funds that same day if you are an existing customer. For new customers, we will endeavour to process as quickly as possible. We cannot guarantee the money will be accessible the same day, as it will depend on which bank you use.

iPad promotional period valid from 21/01/19 – 08/02/19.

Click here for Terms and Conditions

How much does a loan with Fair Go Finance cost?

Small Loans $500 – $2,000

 LenderMin LoanMax LoanAverage TermTypical Establishment FeeMonthly FeeInterest Rate per AnnumComparison Rate
Fair Go Finance$500$2,0005 monthsfrom 10%from 2% of principalN/AN/A

Medium Loans $2,001-$5,000

 LenderMin LoanMax LoanAverage TermTypical Establishment FeeMonthly FeeInterest Rate per AnnumComparison Rate
Fair Go Finance$2,250$5,0008 monthsfrom $360$5from 17.9%36.64%

^ The 36.64% comparison rate is based on a $2,500 loan over 2 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Large Loans $5,001 – $10,000

Looking for a larger loan? Here are some examples of the types of larger loans we can help with.

Average LoanTypical UseAverage TermTypical Establishment FeeInterest RateWeekly RepaymentComparison Rate
$10,000Holiday, car purchase, medical2 yearsfrom $595from 17.9% p.a$12323.55%

^ The 23.55% comparison rate is based on a $10,000 loan over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.