Reginald from QLD was in need of a new console for his boat. He knew he had some defaults on his credit report so applied for a bad credit loan with Fair Go Finance.

Applying for a bad credit loan is no harder than applying for a good credit loan. After completing a fast online application, Reginald got conditionally approved for the amount he needed. All he needed to do was to fax through a few documents to confirm his I.D, pay, expenses, and address to us, and he received the cash in his bank account the next day. Fair Go Finance offers unsecured bad credit loans up to $3,000 and secured bad credit loans up to $10,000. Fair Go Finance’s bad credit loan product will suit you if you have one or more of the following*:

  • Paid Defaults
  • Unpaid Defaults
  • Bankruptcy or Part IX Debt Agreements (where you entered into bankruptcy more than 12 months ago)

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Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.