Jarred, in QLD, had recently started a new job and decided that he was now ready to repair his credit rating. He had a few defaults listed on his credit report that he wanted to finalise, so he went online to find a lender who could offer a loan to help rebuilt his credit worthiness.

Jarrad searched for Bad Credit Loans and discovered Fair Go Finance. He went on to fill out the easy online application and was very pleased when he received his instant conditional approval.

 When he completed our courtesy customer survey, he wrote, “Fair Go Finance is very helpful with getting you the funds ASAP!”

Bad Credit Loans are suitable for people who have either:

  • Paid Defaults
  • Unpaid Defaults
  • Bankruptcy or Part IX Debt Agreements (where you entered into bankruptcy more than 12 months ago)

Fair Go Finance tries to understand your current situation and approve the right size bad credit loan for you. We can lend you from $500 to $10,000. 
Repaying a loan with Fair Go Finance will assists you develop a positive credit rating so that when you need money in the future you can access it quickly and easily through us again.

Need up to $10,000?

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Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.