Darran, in New South Wales, needed a bad credit loan to buy some new furniture. He filed for bankruptcy a few years ago, and required a bad credit loan to suit his financial situation. (You can find more information about your own credit file by contacting Equifax). After a quick application with Fair Go Finance Darran got the funds that he needed.

Darran told us; “”I would recommend Fair Go Finance to my friends and family because you really do give people a Fair Go bases on their own personal situation.”

Bad Credit Loans are suitable for people who have either:

▪  Paid Defaults

▪  Unpaid Defaults

▪  Bankruptcy or Part IX Debt Agreements (where you entered into bankruptcy/Part IX more than 12 months ago).

Fair Go Finance tries to understand your personal situation and approve the right size fast bad credit loan for you. Repaying a loan with Fair Go Finance will assist you develop a positive credit rating so that when you need money in the future you can access it quickly and easily through us again.

Need up to $10,000?

Related Articles

Our new products are now in full swing!

By Michelle | 20/12/2017
Customer Stories

Personal loan for medical expenses

By | 18/01/2017
Customer Stories

An IVF dream comes true!

By Rachel | 31/12/2016
Customer Stories

Related Articles

How do I check my credit score?

With Comprehensive Credit Reporting (CCR) being introduced in Australia, knowing how to check your credit score and what can impact it, is more important than ever before.  If you’ve ever

Read More

How to keep the kids entertained these holidays

Whether you’re looking for some ideas to keep the kids entertained these school holidays or just after some cheap and cheerful weekend activities, we’re here to help. We’ve put together

Read More

Car loan lingo explained

So, you’ve found your dream ride and now you’re looking at financing. Unfortunately, trying to understand some of the car loan jargon can baffle the best of us. Below we’ve

Read More

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.