Sutueal, from Victoria, needed a bad credit personal loan to help pay for his daughter’s school fees and other school expenses.

He was referred to Fair Go Finance because he had some bad credit history and needed a lender who can approve bad credit loans.  He completed the online application, received his conditional approval and after he forwarded his supporting paperwork, was happy to see the money was instantly transferred into his account.  A bad credit loan is a personal loan offered to customers with a “bad credit rating.” Fair Go Finance offers unsecured bad credit loans up to $3,000 and secured bad credit loans up to $10,000. To get a current copy of your credit file you can go to Equifax Australia’s website where you can arrange a free copy of your credit history. Alternatively learn more about our bad credit loans and how they may help you to move forward.

Need up to $10,000?

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Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.