Need cash to move house? Get a bond loan.
Our quick and easy rental bond loans help take the hard work out of moving house.
- Flexible. Borrow from $500 to $10,000.
- Easy. Apply online in minutes.
- Personal. Talk to our friendly Australian team.
How it works
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Apply in Minutes
Choose your $500-$10,000 loan and apply online.
Get a Decision
We'll contact you, verify your details and give you an answer.
Receive your funds
Sign your contract and receive your funds overnight.
How can we help you?
Below you’ll find answers to the most frequently asked bond loan questions
Bond loans. Rental bond loans. Moving house loans. They’re simply quick and easy short-term loans to help you cover the cost of moving house.
Whether you’re buying a new house or moving into a rental, moving home isn’t cheap or easy. Juggling your budget and cashflow can be difficult, especially if you’re moving from one rental to another – you’ll probably have to pay the bond on your new rental house before you get the bond from your old rental back. Then there’s the rent you have to pay upfront.
At Fair Go, we get it. And we’re here to make the transition a little less stressful with a quick and easy cash loan to tide you over. Read more about how you can use a bond or moving house loan, as well as our tips on ensuring you have the furniture you need for your new house.
You can use bond or moving house loans to cover or spread the cost of:
- The rental bond on a rental house
- Buying furniture or appliances for your new home
- Removalists or general moving costs
- Any expenses that crop up when you’re moving house
In short, you can use your loan for anything – there are so many costs when you’re moving home and you can find yourself needing cash fast. That’s why we’ve made the application process for a bond or moving house loan so easy.
If you have a bad credit rating, talk to our friendly team on 1300 FAIR GO or contact us via live chat. We may be able to help you move home with one of our bad credit loans.
To make an application for a rental bond loan, you’ll need to be at least 18 years of age and a permanent Australian resident, with regular paid employment.
If that’s you, you can complete your application online for a bond loan or moving house loan of anywhere from $500 to $10,000.
Apply online today – it’s easy and only takes a few minutes – or contact our team on 1300 FAIRGO or via live chat if you have a question.
Unlike the stressful business of moving home, making an application for a bond or moving house loan is quick and easy – as easy as 1-2-3.
- Complete your application online. It only takes a few minutes to apply for a bond or moving house loan. You can also track your application online via our customer portal.
- Accept our offer via SMS. If you receive conditional approval on your loan application, you can use an SMS code to accept our offer. No printing, signing and scanning.
- Get your cash. If your loan application is formally approved, we’ll transfer your cash straight into your nominated account overnight.
Worried that your bad credit score will prevent you from taking out a bond loan? Talk to our friendly team on 1300 FAIR GO or contact us via live chat. A bad credit history doesn’t necessarily mean you won’t be able to take out a loan. Read about our bad credit loans.
Moving home is often time sensitive, whether you’re buying a home or moving into a rental house, so you may need extra cash fast. Our online loan application process is 100% online and designed to minimise paperwork and the time it takes to get the money you need to move on.
The first thing you need to do is complete your bond loan application using our secure online application system. Our smart system will give you a conditional decision in minutes. Then, our friendly team will call you to complete the assessment of your application.
Assuming your application is formally approved, we’ll transfer your cash straight away, usually overnight. The whole process often takes just 24-48 hours.
It all depends on your current situation, but we often help people with bad credit ratings get the loans they need and get their bad credit history back on track.
That’s our mission at Fair Go. We’re here to help you move forward, with quick, easy, responsible loans that we personalise to minimise your borrowing costs and help you get on with life.
Talk to our friendly team on 1300 FAIR GO or contact us via live chat to find out if we can help you get a competitive bond loan, or read about our bad credit loans.
We’ve used all our team’s finance and tech smarts to make our online application process as quick and easy as possible. We can take customers from application to assessment to transferring funds in 24-48 hours. But the sooner you make your application, the better.
Whether you’re moving to a rental house for the first time or moving from one rental to another rental, it can be a stressful time. So, make it easy on yourself. We recommend that you complete your application for a bond loan before you sign your rental agreement.
Moving house is never easy, but our rental bond loans help.
Don’t let the name of our rental bond loans fool you. Our customers across Australia take out our bond loans to cover all kinds of expenses when they’re moving house. And there are so many expenses to cover, whether you’re buying a house or moving into a rental.
It’s a busy and stressful time, which is why we’ve used all our finance and tech smarts to make taking out a house bond loan quick, easy and secure. Our online application process enables our friendly team to give you a conditional decision on your application in hours and, if your application is formally approved, we can transfer your cash overnight.
But as one of Australia’s largest non-bank personal loan lenders, we aren’t here to simply help you meet your short-term cash needs. We’re here for you in the long term, as a responsible lender, personalising our rates and terms to minimise your borrowing costs.
Small Amount Loans
Loan Amounts
$500 – $2,000
Average Term
5 Months
Typical Establishment Fee
10% – 20%
Monthly Fee
2% – 4% of Principal
Interest Rate Per Annum
0%
Comparison Rate
N/A
$500 repayment example
Average Term
3 – 6 months
Repayment Per Week*
$24 up to $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Medium Amount Loans
Loan Amounts
$2,250 – $5,000
Average Term
8 Months
Typical Establishment Fee
$360 – $695
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
$2250 repayment example
Average Term
3 – 18 months
Repayment Per Week*
$39 up to $220
Establishment Fee
$360 – $460
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
*Repayments per week depend on affordability.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
Want even better fees on your bond loan?
We tailor our rates and terms to give you the best deal we can. And when you come back for your next loan, as so many of our customers do, you can enjoy even better rates, lower fees and an even faster express application process.
Apply Now!
Are you eligible to apply?
- I’m 18 years or older
- I’m employed (not self-employed)
- I’m paid $500 or more a week into my bank account
- My income is not solely from Centrelink
- I’ve not entered into bankruptcy or part 9 agreement within the last 12 months
WARNING - DO YOU REALLY NEED A LOAN TODAY?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account
The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.