Capfin Money & Fair Go Finance

Capfin Money is now part of Fair Go Finance!

Cheaper Loans and Greater Rewards are here.

With Fair Go Finance, you can apply for loans up to $10,000. 

Our loan terms can also go up to 3 years, making your Fair Go loan easier to manage.

And the better your credit score and previous loan conduct, the better rates you’ll receive – up to 50% cheaper!

Customer Benefits

A Great Loyalty Rewards Program

We believe everyone should be recognised for showing loyalty! So we’ll make sure you’re eligible for fantastic fee and rate discounts, whenever you return to us for another loan. Whether it’s next month or next year, we’ll thank you by reducing the cost of your loan every time.

An Enhanced Customer Portal

You’ll now have access to Fair Go Finance’s portal, which will give you additional features and better ways to manage your loans. From being able to view your credit report, express apply for a new loan, live track your loan application or make a loan payment, you’ll have great new tools so you can manage your loans even easier.

Your Own Dedicated Credit Consultant

It’s always easier to deal with someone you already know, which is why we’ll make sure you chat to the same friendly consultant whenever you return for a loan. We’re committed to making your loan experience as easy and enjoyable as possible, each and every time.

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online

Please note: Bank statements can only be submitted via our secure online service.


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.