Cash Loans Perth – Helping You Through Life’s Ups and Downs
Life’s unexpected expenses can hit at the worst times—whether it's home repairs, vet bills, or medical costs. Fair Go Finance offers fast, tailored cash loans in Perth to help you manage those urgent situations with ease. We provide loans that are designed to suit your needs, with no hidden fees and simple, straightforward terms.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Perth Cash Loans to Suit Your Needs
At Fair Go Finance, we believe in giving you a fair go, no matter what life throws your way. Whether you need a small loan for immediate expenses or a larger amount for a bigger purchase, we can tailor loan terms and rates to meet your specific needs.
Our application process is quick and easy—apply in as little as 6 minutes, and if approved, receive your funds within 15 minutes.
Are you eligible for a cash loan?
Age: You must be 18 years or older.
Location: Based in Australia.
Income: You need to show regular income, either from employment or government benefits.
If you meet these criteria, you’re eligible to apply! Our simple online application process requires basic supporting documents, including:
ID verification.
90-day bank statement history.
Proof of income, whether it’s wages or Centrelink benefits.
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Why Perth Residents Trust Fair Go Finance
Genuine Customer Service: Our team is here to help, with no confusing jargon.
Personalised Loan Offers: We tailor the loan to your financial needs, with flexible repayment options.
Credit Score Boost: Making timely repayments with us can help boost your credit score over time.
Quick Turnaround: Get funds transferred within 15 minutes of approval.
Responsible Lending: We’ve been helping Aussies for over two decades, offering loans when others wouldn’t.
We believe in full transparency to ensure you make the best financial decision for your situation. Learn more about our cash loans in Perth, including low-interest and instant cash loan options.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
What Can You Use Your Cash Loan For?
Bridging the gap on big purchases – Use a loan to top up your savings for major items like laptops, appliances, or furniture.
Unexpected car repairs – Don’t let car trouble derail your budget. Our fast loans can help cover costly repairs and get you back on the road quickly.
Moving house – Moving can be expensive. Whether it’s renting a truck or buying new furniture, we can help smooth the financial bumps.
Unplanned travel – Emergencies like family matters or funerals can arise. Get quick access to funds to cover your travel costs.
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Apply for your cash loan today
If you need a quick financial solution, Fair Go Finance is here to help. Apply today for one of our fast, easy cash loans and get funds in as little as 15 minutes after approval. Check your eligibility with no impact on your credit score and see how we can assist you.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions