Quick online cash loans that are secure, responsible and fast. Like ‘same day’ fast.
All prices shown are indicative and are for new customers. For returning customers, you will be eligible for our Mates Rates Loyalty Reward benefits, which includes a 10% discount on your establishment fee. All personal loan applications are subject to approval and will be assessed separately by reference to the applicant’s individual circumstances.
All prices are indicative. Fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All prices are indicative. Fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Choose your $500-$10,000 loan and apply online.
We'll contact you, verify your details and give you an answer.
Sign your contract and receive your funds overnight.
Below you’ll find answers to the most frequently asked cash loan questions
A cash loan is simply a personal loan. At Fair Go, we provide cash loans for anything from $500 up to $10,000, which you can use to cover unexpected expenses or bills, or to simply buy something you want or need – a car, appliances, a holiday, the choice is yours.
You can apply for your cash loan online. It’s a quick, easy process that enables us to assess your application and give you conditional approval on your cash loan, fast – if not the same day, then within 24 hours.
We can even help you secure a quick cash loan if you have a less than ideal credit rating. We’ll work with you to try and find a solution that works for you and doesn’t put you under financial stress. So, you can take out a short-term cash loan without having to worry about the long-term consequences.
Worried about your credit history? Find out about our bad credit loans.
Right here, right now! You can apply for your cash loan online, fast – it only takes a few minutes and then you can track your application’s progress through our portal. We’ll assess your application ASAP, if not the same day, then within 24 hours.
That’s the beauty of our quick cash loans. It’s a fast, paperless process and our friendly team is based here in Australia, so we’re just a call or click away if you need help. No unnecessary delays or paperwork
We provide cash loans for all sorts of people all over Australia. To apply for a cash loan, you’ll need to be at least 18 years of age and a permanent Australian resident, with a regular salary or income.
Worried that your bad credit history will prevent you from taking out a cash loan? Don’t fret, we’re here to help you get a fair go and your credit history back on track. Find out about our bad credit loans.
We offer quick cash loans from $500 up to $10,000 and, depending on your situation and credit history, you can repay your loan over anything from three months to 36 months.
In a word, anything! Our customers use quick cash loans to cover or spread the cost of all sorts of expenses.
It’s as easy as 1-2-3. And because it’s 100% online, you can apply for a quick cash loan at any time from anywhere in Australia – we have customers across the country.
Job done! If your application is formally approved, we’ll transfer the cash loan straight into your account, if not the same day, then overnight, so you have your funds the next day. So, what are you waiting for? Start your cash loan application.
It depends. The faster you can provide your supporting documents so we can complete your cash loan application assessment, the quicker we can process your application and give you a decision.
The good news is, our smart system enables you to submit your supporting documents online – it’s quick and easy. Assuming your application is successful, we can then finalise your cash loan assessment the same day.
Once your cash loan has been fully approved, we’ll transfer the money directly into your bank account overnight.
Find out more about our fast cash loan application and approval process.
If you need a cash loan fast – really fast – then call us on 1300 FAIR GO or talk to our team in Australia via live chat. We’ll help you fast-track your cash loan application the same day.
Discover why customers across Australia rely on our friendly team to provide the right quick cash loan. See for yourself just how quick and easy it is to apply for a loan online, or call us on 1300 FAIR GO or talk to our team via live chat if you have a cash loan question.
Loan Amounts
$500 – $2,000
Average Term
5 Months
Typical Establishment Fee
10% – 20%
Monthly Fee
2% – 4% of Principal
Interest Rate Per Annum
0%
Comparison Rate
N/A
Average Term
3 – 6 months
Repayment Per Week*
$24 up to $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Loan Amounts
$2,250 – $5,000
Average Term
8 Months
Typical Establishment Fee
$360 – $695
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
Average Term
3 – 18 months
Repayment Per Week*
$39 up to $220
Establishment Fee
$360 – $460
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
*Repayments per week depend on affordability.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
Very easy. You can apply online in minutes. And assuming your application is successful, we’ll transfer your cash loan within 24-48 hours. Alternatively, if you’re not sure you’re eligible for a bad credit loan, get in touch and we’ll advise you. No obligation. No judgement.
Apply Now!It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account
The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.