What can I do to fix my bad credit?

The good news is there are a number of ways you can help fix your bad credit. But the key is to start now. As a quick recap, bad credit

Why your credit history is never history

Ever heard lenders say “your credit history is history” and wondered what they mean? Walshy discusses how your credit history is never truly history, but whether your credit history is

How to get a car loan with bad credit

To determine whether you could be eligible for a bad credit car loan, we recommend you start by asking yourself the following 3 questions. 1. Do I know what is listed on

How do life events affect my credit score? Whiteboard Wednesday

How do life events affect my credit score? Whiteboard Wednesday Hi, welcome to Whiteboard Wednesday. I’m Paul Walshe, founder and CEO of Fair Go Finance.So today’s session is around our

Can I get a bond loan if I have bad credit?

Here at Fair Go Finance, we’re able help customers who currently have bad credit and are looking for a bond loan. In this blog we explain what types of bad credit

How is my credit score calculated?

Welcome to Episode 3 of Whiteboard Wednesday with Paul Walshe. Today Walshy chats about how credit scores are calculated, including: What is a credit score? What does a credit score

What is bad credit and how does it affect me? | Whiteboard Wednesday

What is bad credit and how does it affect me? | Whiteboard Wednesday with Walshy Walshy is back to answer your questions on bad credit in this week’s episode: What is

5 top tips to come back from bad credit

In Australia, bad credit is often a reason why someone is declined a loan or service. Being told you have bad credit can come as a complete shock. Others are aware

What is a bad credit loan?

In Australia, a bad credit loan is a personal loan for people who have a bad credit history. A bad credit history is sometimes referred to as a poor credit rating, and

Bad credit loan to re-establish credit history

Christopher, in Victoria, applied for a bad credit loan with Fair Go Finance to re-establish his credit history. Christopher knew he had a couple of old defaults on his credit file which affected

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.