2020 Financial Services Winner of Australian Small Business Champion Awards

Easy online loans. From application to conditional approval, pronto.

As one of Australia’s largest non-bank lenders, we’re here to help you get the cash you need to get on with life, without fretting over your finances. That means lending responsibly and personalising our rates to minimise your borrowing costs. And it means making it easy and stress-free.

Our online application process is as easy as it is secure. And we mean bank-secure. You can apply for quick and easy cash loans of $500-$10,000 in a matter of minutes, safe in the knowledge your personal details are secure at all times.

Our streamlined assessment and approval process ensures you’ll be kept up to date, with regular emails and SMS’s from the moment you apply. You can use our free and secure bank statement service to fast-track your application and, if you’re approved, you can accept our offer via SMS. All online. All easy as can be.

Small Amount

Loan Calculator

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,871

Comparison rate from p.a.

44.2%

Min weekly repayment $72.48

Rates (APR), fees & features

SMALL Amount Loans MEDIUM Amount Loans LARGE Amount Loans
Loan Amounts $500 - $2,000 $2,050 - $5,000 $5,050 - $10,000
Average Term 3 – 12 months 7 – 19 months 14 – 24 months
Typical Establishment Fee $60 – $400 $437 – $771 $546 – $795
Monthly Fee $15 – $80 $10 - $14 $9 - $14
Interest Rate Per Annum (APR) * N/A 23.31% - 29.90% 21.90% - 25.90%
Comparison Rate ** N/A 51.26% - 65.88% 28.71% - 33.80%

 

*For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
**All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

EXAMPLES $1,350 $3,600 $6,900
Average Term 8 months 13 months 18 months
Repayment Per Week $48 $90 $119
Establishment Fee $265 $627 $595
Monthly Fee $50 $11 $14
Interest Rate Per Annum (APR) N/A 27.49% 21.90%
Comparison Rate N/A 60.61% 2 28.87% 3

 

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How to Apply

Apply Now

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 6 minutes

Fair Go Finance Unique Selling Point

Customised Pricing

Your credit profile is rewarded with tailored pricing.
Get more & pay less.

Save up to $115 on a small loan
Save up to $357 on a medium loan

Fair Go Finance Unique Selling Point

Loyalty Rewards Program

Enjoy rate and discount rewards for your loyalty.
Rewarded on your return!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

How can we help you?

Below you’ll find answers to the most frequently asked easy loans questions

Easy loans today, even better rates next time.

Assuming your online loan application is formally approved, you’ll receive your funds within 24-48 hours. And next time you take out one of our easy loans online, our rewards program ensures you’ll enjoy even better rates and an even faster express application. Easy as.

Apply Now
Couple Painting Walls got an apartment using a bond loan

See what our customers are saying

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.