
Quick, easy education and study loans chosen by parents and higher education students across Australia.
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Choose your loan type and apply online.
We'll process your application and advise an outcome immediately.
If approved, sign your contract and receive your funds in minutes.
Below you’ll find answers to the most frequently asked education loan questions
Education loans (also known as study or student loans) are just personal loans that you can use to cover or spread the cost of any education expenses, for yourself, your kids or a family member.
We have customers across Australia who take out education and study loans for everything, from regular education and student fees to unexpected expenses.
What’s more, applying for an education or study loan is quick and easy. See for yourself. Apply online for an education loan in minutes.
You can apply for an education or study loan in minutes. Online. Anytime. Wherever you are in Australia.
It really is that quick and simple. But don’t take our word for it. See for yourself why parents and higher education students across Australia choose our education and study loans. Apply online.
If you’re at least 18 years of age and a permanent resident in Australia, with regular paid employment, then you can apply for an education loan of $500-$10,000.
We assess each application on its merits and, assuming your loan application is approved, we’ll personalise your loan rate and terms to maximise your borrowing power and minimise your borrowing costs. We’ll discuss this with you at the formal application stage, ensuring you understand the cost of your repayments and never borrow more than you can afford. It’s all part of our commitment as a responsible lender.
Worried about your bad credit rating? We’ve helped customers across Australia who have bad credit scores get personal loans and turn their bad credit history around. Call our friendly team on 1300 324 746 or contact us via live chat to find out more about our bad credit loans.
You can apply for an education or study loan of anything from $500 to $10,000. What’s more, you can apply online for your education loan and get a decision from our smart system in a matter of minutes.
It’s quick, easy and secure, which is why customers across Australia come to us for education and study loans time and again. But if you hit any snags or have any questions, we’re here to help. Contact our friendly team on 1300 324 746 or via live chat.
As one of Australia’s largest non-bank personal loan providers, we’re a responsible lender. We want to help you get the cash you need to move forward, but we’re also looking out for your best interests. There’s no point taking out a loan you can’t afford today if it will cause you problems tomorrow.
That’s why we personalise our loans, with fixed rates and flexible terms of 3-36 months. No hidden fees. No nasty surprises down the track. And no early payout fees – if you can pay off your loan sooner rather than later, you can save yourself some money.
It’s all part of our commitment to minimise your borrowing costs and ensure you don’t put yourself under unnecessary financial stress.
As one of the largest non-bank personal loan lenders in Australia, we’re here to help you get on in life. And education is where it all starts. So, whatever you or your loved ones study, allow us to help you move forward.
Apply Now!At Fair Go, we’re here to help our customers throughout Australia move forward. That’s why the education and study loans we provide for parents and higher education students mean so much to us – they’re here to help you and your loved ones broaden your horizons and get on in life.
With fixed fees and flexible repayment terms that we personalise to minimise your borrowing costs, we’ve used all our finance and tech know-how to make applying for an education loan as quick, easy, secure and affordable as possible.
And if you come back for another loan – whether to take your education or study further, or just to move forward in life – we can reward you with even better rates and discounted fees.
Loan Amounts
$500 – $2,000
Average Term
3 – 12 Months
Typical Establishment Fee**
$0 – $400
Monthly Fee
$10 – $80
Interest Rate Per Annum
0%
Comparison Rate
N/A
Average Term
3 – 6 months
Repayment Per Week*
$24 – $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Loan Amounts
$2,250 – $5,000
Average Term
6 – 18 Months
Typical Establishment Fee
$394 – $771
Monthly Fee
$9
Interest Rate Per Annum
17.2% – 29.9%
Comparison Rate
39.61% – 64.41%
Average Term
3 – 18 months
Repayment Per Week*
$51 – $118
Establishment Fee
$394 – $535
Monthly Fee
$9
Interest Rate Per Annum
17.2% – 27.5%
Comparison Rate
39.61% – 56.65%
*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.