Lucilla, from WA, obtained a bad credit personal loan with Fair Go Finance, and this is her feedback, “”despite my bad credit rating Fair Go Finance was able to give me a second chance with a bad credit loan.” A bad credit loan is a personal loan offered to customers with a “bad credit rating.” Fair Go Finance offers unsecured bad credit loans up to $3,000 and secured bad credit loans up to $10,000. Fair Go Finance’s bad credit loan product will suit you if you have one or more of the following*:
- Paid Defaults
- Unpaid Defaults
- Bankruptcy or Part IX Debt Agreements (where you entered into bankruptcy more than 12 months ago)
To get a current copy of your credit file you can go to Equifax’s website ( or click here) where you can arrange a free copy of your credit history.