Compare the Best Personal Loans Interest Rates


With so many lenders and personal loans to choose from, knowing where to start can be overwhelming.

Our goal is simple.

We want you to feel confident when you come to us for a personal loan.

You can trust us because we’re personal loan experts and we know exactly what to look for.

Did you know our range of personal loans can help with loans as small as $500 up to $10,000 and can assist customers with bad credit and good credit too?

We stand out from the rest because we offer the fairest loans in Australia, giving you a fair go to help you go forward, now and in the future.

Take out a loan with us, and you’ll become part of our Fair Go Family.

And if you ever need another loan again, you’ll be welcomed back and benefit from our Mates Rates Rewards program which includes reduced rates and fees. Go forward with us!

Take a look at our comparison table below which shows just how much we can do, compared to others!

Lender Eligibility Max amount Max term Rates/fees Free credit report
Fair Go Finance Good credit and bad credit customers $10,000 3 years From 15.2% p.a. (Comparison rate 20.16% p.a.)
Nimble Good credit customers $5,000 2 years 47.61% p.a. (Comparison rate 65.65% p.a.)
Cash Converters Good credit and bad credit customers $5,000 9 months 48% p.a. (Comparison rate 162.5% p.a.)
Wallet Wizard Good credit and bad credit customers $5,000 2 years 47.8% p.a. (Comparison rate 47.8% p.a.)
Ferratum Good credit and bad credit customers $1,900 6 months 20% of borrowed amount + 4% of borrow amount each month
Good Shepherd Restricted to certain concession card holders $3,000 3 years 5.99% p.a. (Comparison rate 5.99% p.a.)

This comparison table has been prepared using the data available on each competitors website on the 24th November 2017. Our comparison rate is based on a $10,000 personal loan over a term of 3 years. Fees and charges are payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.