Who says large loans are a big headache?

Paper-free. Hassle-free. We’ve made taking out large personal loans up to $10,000 simple, secure and swift.

  • Flexible. Up to $10,000 over 9-36 months.
  • Online. Apply online in minutes. It’s easy.
  • Personal. Custom rates mean lower costs.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked large loan questions

Apply Online

Big loans with as little stress as possible.

While large personal loans may require security, we’ve made the application and assessment process quick and easy. Try it and see.

Apply Now!

Borrow up to $10,000 with large loans that are personal in every sense.

Taking out a big loan doesn’t have to be a big headache. Or a big risk. At Fair Go, we make applying online for large personal loans – big loans from $5,000 to $10,000 – as easy, affordable, secure and transparent as possible.

As one of Australia’s largest non-bank lenders, we’ve applied all our financing and tech smarts to streamlining the application process for large loans. Our smart online application system will let you know whether you’re on track for your loan – and how much you can borrow – straight away. You can even accept our conditional offer via SMS.

Crucially though, our responsible lending commitment means you can rest easy. We’ll always do the right thing by you, personalising our rates to suit you and minimise your borrowing costs, with no early payout fees and no nasty surprises. And our rewards program means you can look forward to even better rates and fee discounts when you come back.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 Months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 – 18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61% – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.

Notice

Please be aware our phone lines are temporarily down. Whilst they are being fixed, please contact us either via our Chat function or you're welcome to email us at apply@fairgofinance.com.au and we will be happy to assist you. We apologise for the inconvenience and hope to have this rectified soon.