Louise, from Gordon in the A.C.T, had some outstanding debts she just wanted to clear. She knew how much she needed, but was also aware that because she had been bankrupt 4 years ago, it was going to be harder to get a loan. She searched online for a “bad credit loan” and given she met the requirements for a bad credit loan with Fair Go Finance, went ahead and completed the simple online application form.

Louise told us, “I appreciate the thoroughness of your staff and the courtesy with which I was treated.”

Bad Credit Loans are suitable for people who have either:

  • Paid Defaults
  • Unpaid Defaults
  • Bankruptcy or Part IX Debt Agreements (where you entered into bankruptcy more than 12 months ago)

Fair Go Finance tries to understand your current situation and approve the right size bad credit loan for you. We can lend you from $500 to $10,000. Repaying a loan with Fair Go Finance will assists you develop a positive credit rating so that when you need money in the future you can access it quickly and easily through us again.

Need up to $10,000?

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Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.