Lydia, of NSW, had a telephone default listed on her credit report, which meant most banks would not approve a new loan for her. She didn’t want to get another credit card, so decided to do a Google search to find someone who could provide a bad credit loan. She had planned to go to Europe on holidays but needed some extra money to help cover the cost of the holiday and some extra spending money. Her Google search resulted in Fair Go Finance leading the list, so she decided to fill out the online application and hope for the best! Well, Lydia was overwhelmed with the process.

She said, “The service was extremely customer friendly and the responses were more than steadfast!”

Lydia got approved a bad credit loan, and was thankful that the money was soon in her account so she could finalise her trip to Europe. At Fair Go Finance, we offer personal loans to people with clear credit as well as to people who have got anything negative on their credit report such as defaults and even bankruptcy. Fair Go Finance offers unsecured bad credit loans up to $3,000 and secured bad credit loans up to $10,000.

Need up to $10,000?

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Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.