Medium personal loans up to $5,000. Low fees. Low interest. Highly personalised.
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Choose your $500-$10,000 loan and apply online.
We'll contact you, verify your details and give you an answer.
Sign your contract and receive your funds overnight.
Below you’ll find answers to the most frequently asked medium loan questions
A medium cash loan is a personal loan of between $2,000 and $5,000 – bigger than our fixed-fee small loans, but smaller than our $5,000 to $10,000 large personal loans.
Our medium loans can be secured or unsecured and used for pretty much anything. For instance, you might take out a $3,000 medium personal loan to secure a deal on a holiday. Or to spread the cost of school or education fees. Or to cover an emergency expense.
What’s more, because we personalise the way we structure our loans to uphold our responsible lending commitment and keep our low interest rates as competitive as possible, we can arrange a loan even if you have a less than ideal credit history. Read more about our bad credit cash loans.
Whatever you want. We’re here to help you get the money you need to get on with life – quickly, easily and responsibly. Our customers across Australia come back to us time and again for low interest medium loans to cover or spread the cost of all sorts of things, such as:
Whether you need a $3,000 loan to make some home repairs or improvements, or a $5,000 personal loan to spread the cost of a once-in-a-lifetime holiday, we’re here to structure your loan to suit you. Low interest. Highly personalised. All online. No unnecessary delays.
As one of Australia’s largest non-bank lenders, we aren’t simply here to lend you $2,000, $3,000 or $5,000 today. We’re here to look after your long-term best interests and make sure you get a fair go. That’s why all of our personal loans are personalised. It means you can rest assured that you’ll:
It’s all part of our responsible lending commitment to do the right thing, providing low interest personal loans that help you move forward with confidence.
Our medium loans range from $2,000 to $5,000, but it’s worth remembering we also offer fixed-fee small loans, as well as low interest large loans from $5,000 to $10,000.
No matter how much you want to borrow, you can apply online in minutes. Alternatively, call us on1300 FAIR GO or contact us via live chat – our friendly team is right here in Australia, ready to answer your questions and ensure you get a fair deal on your personal loan.
To apply for a personal loan online, you’ll need to be at least 18 years of age and a permanent Australian resident, with regular paid employment.
Worried about your credit history? Don’t fret, we may still be able to help you, whether you have been bankrupt, had a Part IX debt agreement or simply have a less an ideal credit score. Find out more about our bad credit loans.
You can apply for medium personal loans online in minutes. Our smart, secure application system ensures your application is processed fast. You’ll get a conditional decision from our friendly team the same day, which you can accept via SMS. No printing, signing and scanning. No delays.
And with the help of our free and secure bank statement service you can provide your supporting documentation in double quick time. Assuming you’re approved, you’ll receive your funds direct into your account the next day.
Everything about our medium personal loans is personalised to suit you, minimise your borrowing costs and take the stress out of repaying your loan. That’s why we offer flexible repayment options – you can pay off your $2,000 to $5,000 loan over the course of 3-12 months.
While our $2,000 to $5,000 medium loans sit in the middle of our loan range, there’s nothing ‘middle of the road’ about them. And there’s nothing average about the way we’ll work with you to try and help you get the cash you need, but also looking after your long-term financial wellbeing.
As one of Australia’s largest and most respected non-bank lenders, we have a responsible lending commitment that means we always do the right thing.
It means we personalise every aspect of our medium loans to ensure your low interest loan is as low as it can be, with a manageable repayment schedule that suits you. It means we reward loyal customers with even lower low rates and fee discounts. And it means using technology to take the hassle out of securing the personal loans you need to get on with life.
Loan Amounts
$500 – $2,000
Average Term
3 – 12 Months
Typical Establishment Fee
$50 – $400
Monthly Fee
$10 – $80
Interest Rate Per Annum
0%
Comparison Rate
N/A
Average Term
3 – 6 months
Repayment Per Week*
$24 – $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Loan Amounts
$2,250 – $5,000
Average Term
6 – 18 Months
Typical Establishment Fee
$394 – $771
Monthly Fee
$9
Interest Rate Per Annum
17.2% – 29.9%
Comparison Rate
39.61% – 64.41%
Average Term
3 – 18 months
Repayment Per Week*
$51 – $118
Establishment Fee
$394 – $535
Monthly Fee
$9
Interest Rate Per Annum
17.2% – 27.5%
Comparison Rate
39.61% – 56.65%
*Repayments per week depend on affordability.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
Our secure online application system is quick and easy – you can apply for your $2,000 to $5,000 loan in minutes. Or, if you have a question, call our friendly team here in Australia on 1300 FAIR GO or contact us via live chat.
Apply Now!