There’s nothing average about our medium personal loans.

While our $2,000 to $5,000 medium loans sit in the middle of our loan range, there’s nothing ‘middle of the road’ about them. And there’s nothing average about the way we’ll work with you to try and help you get the cash you need, but also looking after your long-term financial wellbeing.

As one of Australia’s largest and most respected non-bank lenders, we have a responsible lending commitment that means we always do the right thing.

It means we personalise every aspect of our medium loans to ensure your low interest loan is as low as it can be, with a manageable repayment schedule that suits you. It means we reward loyal customers with even lower low rates and fee discounts. And it means using technology to take the hassle out of securing the personal loans you need to get on with life.

Small Amount

Loan Calculator

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,871

Comparison rate from p.a.

44.2%

Min weekly repayment $72.48

Rates (APR), fees & features

MEDIUM
Amount Loans
Loan Amounts $2,050 – $5,000
Average Term 6 – 24 months
Typical Establishment Fee $375 – $771
Monthly Fee $8 – $9
Interest Rate Per Annum (APR) * 9.90% – 29.90%
Comparison Rate ** 30.63% – 64.52%

 

*For our loans of $300 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
**All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

EXAMPLE $3,050 $3,900
Average Term 12 months 13 months
Repayment Per Week $71 $81
Establishment Fee $495 $569
Monthly Fee $9 $9
Interest Rate Per Annum (APR) 26.09% 25.31%
Comparison Rate 52.66% 1 54.71% 1

 

1. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How to Apply

Fair Go Finance Unique Selling Point

Apply Online

All it takes is 6 minutes with our smart online application form.
Fair Go Finance Unique Selling Point

Accept Offer

Once approved, accept your offer by electronically signing with a secure SMS code sent to your mobile.
Fair Go Finance Unique Selling Point

Receive Finance

Real-Time Funding will make sure your funds are transferred as cleared funds within 1 min, so you can start using it sooner!
Fair Go Finance Unique Selling Point

Personalised Support

If you need a little help with anything, simply talk to our support team.
Apply Online

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 6 minutes

Fair Go Finance Unique Selling Point

Risk Based Pricing

Your credit profile is rewarded with tailored pricing.
Get more & pay less.

Save up to $115 on a small loan
Save up to $357 on a medium loan

Fair Go Finance Unique Selling Point

Mates Rates Loyalty Program

Enjoy rate and discount rewards for your loyalty.
Rewarded on your return!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

How can we help you?

Below you’ll find answers to the most frequently asked medium loan questions

Apply for your low interest personal loan.

Our secure online application system is quick and easy – you can apply for your $2,000 to $5,000 loan in minutes. Or, if you have a question, call our friendly team here in Australia on 1300 324 746 or contact us via live chat.

Apply Online

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.