Refinance your Car Loan with us!

When you apply for a car loan with Fair Go Finance, we understand you’re looking for a loan to help with anything car OR vehicle related. Yes, we really do mean anything!

Our car loans start from as low as $500 and can be secured or unsecured.  If you have good credit, we can also access a range of lenders who offer some of the lowest interest rates around, with loans up to $50,000.

But if that’s not your situation, and you currently have bad credit, that’s ok too. We can still help with up to $10,000 with a bad credit car loan. 

Larger loans. Longer terms. Better rates!

I need



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Need more than $10,000?

What is a car loan used for?

A car loan from Fair Go Finance can be used for:

It's not just to buy a car; a car loan with Fair Go Finance can be used for any car related expenses or to buy all types of registered vehicles.

Why should I get a vehicle loan with Fair Go Finance?

Access to larger car loans through our panel of lenders

At Fair Go Finance, we offer loans from $500 to $10,000, but we have access to car loans up to $50,000 through our panel of lending partners.

Top tip: avoid applying for car loans with multiple lenders, as each time a lender looks at your credit file it makes lenders more cautious to lend to you (or even unwilling, depending on the number of credit enquiries).  Protect your credit file by letting us do the legwork to find you the best car loan for your situation.

Australia’s best customer service

Fair Go Finance has a 90% Customer Satisfaction Rate because of our team of Customer Solutions Consultants who make financing your car a breeze.  At Fair Go Finance, there may be times when you need to speak to someone.  Our friendly staff are all based in Australia and are able to speak to you via phone, email or live chat.  Plus if your situation changes and you’re having difficulties making your repayments, then we pride ourselves on giving you a fair go.

See how we helped Mark from South Australia buy his dream car with a bad credit car loan, or how we helped David in Queensland with a secured car loan to buy a caravan.  For more success stories, check out our car loan reviews below.

Reviews and feedback from customers about Fair Go Finance’s Car Loans
Overall 4.78
9 reviews
  1. 5

    FairGo has always been reliable and easy to communicate with.

  2. 5

    Great customer service.  Quick response and very thorough.

  3. 5

    Fast easy and great customer service. Fair Go Finance are the only ones to give me a chance.

  4. 5

    You went out your way to help me with a loan. Well mannered on phone. Easy online.

  5. 5

    Great service and always people a fair go.

  6. 3.5

    Easy and quick application process.

  7. 5

    Quick service and outstanding employees.

  8. 4.5

    Great customer service and understanding clients needs.

  9. 5

    Janice was fantastic to deal with. FGF team is Always prompt, understanding and exceptional service. 

More Reviews

How do I apply for a vehicle loan with Fair Go Finance?

We’ve made the loan application process very simple to ensure that your vehicle loan gets to you quickly.

  1. Choose whether you need up to $10,000 or more below
  2. Fill out the simple application form
  3. Upload your bank statement using our secure process and submit

A friendly Customer Solutions Consultant will get in touch with you shortly to tailor your car loan to your personal situation.  Once finalised, the car finance will be transferred to your bank account within 30 minutes.

Am I eligible for a car loan?

To apply for a car loan you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

To be eligible for a secured car loan, you will need to have a registered vehicle in your name. 

If you have bad credit, have previously been bankrupt or had a Part IX debt agreement we may still be able to help you. Talk to one of our brokers today about your financial situation and let us help you Go Forward with a car loan. 

Fair Go Finance offer vehicle loans online from $500 up to $10,000.  We can also source a car loan for you with the best car loan rates for loans up to $50,000 through our network of lenders – find out if you’re eligible for a larger loan here.

Who will be the lender?

When borrowing a loan up to $50,000, Fair Go Finance will seamlessly look after the loan processing from start to end.  However, we have a panel of lenders to write larger loans for you with great rates.  Depending on your credit history and loan amount you request, the loan underwriter may be: 

Fair Go Finance $500 - $10,000

RateSetter $2,000 - $35,000

Now Finance $4,000 - $50,000

Latitude $4,000 - $50,000

ANZ $5,000 - $50,000

Direct Money $5,000 - $35,000

Liberty $5,000 - $35,000

Money 3 $5,000 - $35,000

Finance 1 $5,000 - $50,000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so we can find the best car loan deal for you.

Where can I get help applying for car finance?

If at any stage of the application process you have questions, do not hesitate to give us a call on 1300 FAIR GO or use our live chat.

"Excellent customer service and prompt application process."

Narelle, November 2016