Car Loans

When you apply for a car loan with us, we understand you’re looking for a loan to help with anything car OR vehicle related. Yes, we really do mean anything!

Our car loans start from as low as $500 and can be secured or unsecured. If you have good credit, we can also access a range of lenders who offer some of the lowest interest rates around, with loans up to $50,000.

But if that’s not your situation, and you currently have bad credit, that’s ok too. We can still help with up to $5000 with a bad credit car loan

How much do you need?

I need



3 months7 years

My credit is

rate p.a.


rate p.a.


Minimum weekly


Total repayment


Want more than $5000

What is a car loan used for?

Here are just a few examples of what this type of personal loan can be used for:

So really, it’s not just a car loan, it’s a caravan loan, motorbike loan, boat loan, trailer loan, car hire loan….well, you get the idea! 


A car loan within 24 hours!

A past Fair Go Finance customer needed some extra funds to help buy a car. By returning to us, his car loan was processed that day and he benefited from our rewards program which gave him further discounts for his loyalty! That’s going forward with some serious pace!

Applying is easy and it only takes 5 minutes

WE ARE ONLINE: So you can apply from anywhere in Australia, at any time!
WE ARE PAPERLESS: Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
WE ARE FRIENDLY: You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
WE ARE QUICK: We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!

Let's get you started! Apply Now! 

Keeping car loans clear and simple!

Am I eligible? To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
How much can I borrow for a car loan? $500 to $50,000
How long can the loan term be? 3 months – 7 years
Is it a fixed or variable rate loan? Fixed or variable, depending on the lender
Who could the lender be? Depending on your credit history and loan amount you request, the lender may be:
Fair Go Finance $500 - $5000
Ratesetter $4000- $5000
Now Finance $4000 -$5000
Latitude $4000 - $500
ANZ $5000 - $50,000
Direct Money $5000 - $35,000
Liberty $5000 - $35,000
Money 3 $5000 - $35,000
Finance 1 $5000 - $50,000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so that it allows even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!

"Very helpful and friendly!"

Andrew, November 2016