What is a car loan used for?
A car loan from Fair Go Finance can be used for:
- Tyres, car repairs, registration and unexpected vehicle costs
- A new or second-hand car or motorbike
- Purchasing a boat, caravan or trailer
- Car hire costs during a holiday
It's not just to buy a car; a car loan with Fair Go Finance can be used for any car related expenses or to buy all types of registered vehicles.
Why should I get a vehicle loan with Fair Go Finance?
Access to larger car loans through our panel of lenders
At Fair Go Finance, we offer loans from $500 to $10,000, but we have access to car loans up to $50,000 through our panel of lending partners.
Top tip: avoid applying for car loans with multiple lenders, as each time a lender looks at your credit file it makes lenders more cautious to lend to you (or even unwilling, depending on the number of credit enquiries). Protect your credit file by letting us do the legwork to find you the best car loan for your situation.
Australia’s best customer service
Fair Go Finance has a 90% Customer Satisfaction Rate because of our team of Customer Solutions Consultants who make financing your car a breeze. At Fair Go Finance, there may be times when you need to speak to someone. Our friendly staff are all based in Australia and are able to speak to you via phone, email or live chat. Plus if your situation changes and you’re having difficulties making your repayments, then we pride ourselves on giving you a fair go.
See how we helped Mark from South Australia buy his dream car with a bad credit car loan, or how we helped David in Queensland with a secured car loan to buy a caravan. For more success stories, check out our car loan reviews below.
Reviews and feedback from customers about Fair Go Finance’s Car Loans
02 November 2017
How do I apply for a vehicle loan with Fair Go Finance?
We’ve made the loan application process very simple to ensure that your vehicle loan gets to you quickly.
- Choose whether you need up to $10,000 or more below
- Fill out the simple application form
- Upload your bank statement using our secure process and submit
A friendly Customer Solutions Consultant will get in touch with you shortly to tailor your car loan to your personal situation. Once finalised, the car finance will be transferred to your bank account within 30 minutes.
Am I eligible for a car loan?
To apply for a car loan you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
To be eligible for a secured car loan, you will need to have a registered vehicle in your name.
If you have bad credit, have previously been bankrupt or had a Part IX debt agreement we may still be able to help you. Talk to one of our brokers today about your financial situation and let us help you Go Forward with a car loan.
Fair Go Finance offer vehicle loans online from $500 up to $10,000. We can also source a car loan for you with the best car loan rates for loans up to $50,000 through our network of lenders – find out if you’re eligible for a larger loan here.
Who will be the lender?
When borrowing a loan up to $50,000, Fair Go Finance will seamlessly look after the loan processing from start to end. However, we have a panel of lenders to write larger loans for you with great rates. Depending on your credit history and loan amount you request, the loan underwriter may be:
Fair Go Finance $500 - $10,000
RateSetter $2,000 - $35,000
Now Finance $4,000 - $50,000
Latitude $4,000 - $50,000
ANZ $5,000 - $50,000
Direct Money $5,000 - $35,000
Liberty $5,000 - $35,000
Money 3 $5,000 - $35,000
Finance 1 $5,000 - $50,000
Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so we can find the best car loan deal for you.
Where can I get help applying for car finance?
If at any stage of the application process you have questions, do not hesitate to give us a call on 1300 FAIR GO or use our live chat.