Like a fast, online loan up to $10,000 to help before Christmas?

Our loans are quick to apply for, easy to manage and have personalised credit score pricing.

Plus, take out a loan before Christmas and you could have 7 chances to win some extra cash!

There are 6 minor weekly draws of $250 cash & 1 major draw to win $1,000 cash.

Click “Let’s Go” to apply now!


Apply in 3 easy steps

1. Complete our easy online application – no paperwork!
2. Our tech platform will confirm if you’re tracking successfully for a loan within minutes.
3. Our friendly staff will review your info, and if approved, funds will be transferred directly into your bank account.

For all returning customers, you can express apply and also enjoy the benefits of your Mates Rates loyalty rewards.

Promotional period 1/11/19 – 23/12/19

 

Full Terms & Conditions here

 

Winner Announcements

Week 1 (Drawn 11/11/19):   Linda.H from Tasmania

Week 2 (Drawn 18/11/19):   Alicia.C from W.A.

Week 3 (Drawn 25/11/19):   Scott.L from Victoria

Week 4 (Drawn 2/12/19):     Erika.B from N.S.W.

Week 5 (Drawn 9/12/19):     Abrahamjan.N from W.A.

Week 6 (Drawn 16/12/19):

Week 7 (Drawn 23/12/19):

How much does a loan with Fair Go Finance cost?

Small Loans $500 – $2,000

 LenderMin LoanMax LoanAverage TermTypical Establishment FeeMonthly FeeInterest Rate per AnnumComparison Rate
Fair Go Finance$500$2,0005 monthsfrom 10%from 2% of principalN/AN/A

Medium Loans $2,001-$5,000

 LenderMin LoanMax LoanAverage TermTypical Establishment FeeMonthly FeeInterest Rate per AnnumComparison Rate
Fair Go Finance$2,250$5,0008 monthsfrom $360$5from 17.9%36.64%

^ The 36.64% comparison rate is based on a $2,500 loan over 2 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Large Loans $5,001 – $10,000

Average LoanTypical UseAverage TermTypical Establishment FeeInterest RateWeekly RepaymentComparison Rate
$10,000Holiday, car purchase, medical2 yearsfrom $595from 17.9% p.a$12323.55%

^ The 23.55% comparison rate is based on a $10,000 loan over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Head Office

Level 5, 28 The Esplanade, Perth, Western Australia, Australia, 6000

Loan Calculator

Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.