Medical Loans

Do you need a medical loan?

Our medical loans can be used for any type of operation or procedure, which includes cosmetic surgery, dental, laser and even IVF. Yes, we love knowing our loans can hopefully help bring the patter of tiny feet into our world!

We have loans right up to $50,000 if you have good credit, but if your credit isn’t the best, that’s ok too. Our bad credit medical loans up to $5000 can hopefully provide the help you're looking for.

Take a look at our loan slider below to see what the repayments would be for that medical loan you have in mind if it's up to $5000! (To enquire about loan repayments for medical loans over $5000, just click here.)

How much do you need?

I need



3 months7 years

My credit is

rate p.a.


rate p.a.


Minimum weekly


Total repayment


Want more than $5000

Our beautiful IVF loan story

The touching words of our customer definitely says it the best!

“I am super happy to announce the arrival of my first child! Little Miss was born on the 19th December and we are thrilled to have her in our world. I would be honoured to have our story told as it may inspire others. Without your assistance with the cost of IVF our bub would not be here and I cannot imagine my world without her.”

Applying is easy and it only takes 5 minutes

WE ARE ONLINE: So you can apply from anywhere in Australia, at any time!
WE ARE PAPERLESS: Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
WE ARE FRIENDLY: You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
WE ARE QUICK: We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!

Apply now!

Keeping medical loans clear and simple!

Am I eligible? To apply you need to be: 18 years of age or older, a permanent Australian resident, and in regular paid employment.
How much can I borrow for a medical loan? $500 up to $50,000
How long can the loan term be? 3 months to 7 years
Is it a fixed or variable rate loan? Fixed or variable, depending on the lender
Who could be the lender? Depending on your credit history and loan amount you request, the lender may be:
Fair Go Finance $500 - $5000
Ratesetter $4000- $5000
Now Finance $4000 -$5000
Latitude $4000 - $5000
ANZ $5000 - A$50,000
Direct Money $5000 - $35,000
Liberty $5000 - $35,000
Money 3 $5000 - $8000
Finance 1 $5000 - $50,000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so that it allows even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!


"Quick. Friendly. Understanding call staff. You are not made to feel small or unworthy as you can do at banks or other places."

Lynn, January 2016