When life springs a little surprise and you need some extra cash in a hurry, you can rest assured we’ve got your back. And that doesn’t just mean making it easy to get a quick loan online.
As one of Australia’s biggest and most respected non-bank lenders, we’re continually investing in fast, easy, secure ways for people to get the loans they need. But our duty of care goes way beyond our easy loan application process. We’re here to look after your long-term financial best interests, as well as your short-term finance needs.
That means, whatever your credit score and wherever you are in Australia, we’ll do our best to get the right loan for you, structured in the right way. It means personalised rates that minimise your borrowing costs. It means flexible terms that allow you to get on with life, without losing sleep. And it means loyalty discounts, so you can secure even better rates in the future.
|Loan Amounts||$300 – $2,000||$2,050 – $5,000|
|Average Term||1 – 12 months||6 – 24 months|
|Typical Establishment Fee||$0 – $400||$394 – $771|
|Monthly Fee||$0 – $80||$9|
|Interest Rate Per Annum (APR) *||N/A||17.20% – 29.90%|
|Comparison Rate **||40.08% – 73.06%||39.61% – 64.52%|
|Average Term||8 months||12 months|
|Repayment Per Week||$68||$71|
|Interest Rate Per Annum (APR)||N/A||26.09%|
|Comparison Rate||73.06% 1||52.66% 2|
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Apply, approved and funded in as little as 15 minutes
Save up to $115 on small loan
Save up to $357 on medium loan
Returning customer gets up to $453 more on the second loan
65% of our customers enjoy a 42 point increase to their credit score.
Our quick loans are just that – quick, short-term cash loans of up to $10,000. And when we say quick, we mean quick!
Our easy online application process is as fast as it is easy, whether you have a good or bad credit rating. And if your application is approved, you’ll receive your funds the next day.
Look no further. At Fair Go, we specialise in quick, responsible cash loans.
As one of Australia’s largest non-bank lenders, we have a deserved reputation for online security and personalised service, as well as speed. It’s a combination that makes us the quick loans lender of choice for thousands of Australians. Check out some of our customers’ testimonials below.
Of course, we’re not the only lender offering quick loans. There are a host of smaller lenders out there. But there are some important factors to consider before you pick your lender, such as:
At Fair Go, the answer to all of the above is a resounding ‘Yes’.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
With our personalised quick loans, you can apply for up to $10,000, fast. And you can spend it on pretty much anything. Our customers hop online and apply for quick loans for all sorts of things.
In short, anything or any situation where you need a quick, short-term cash loan to cover an unexpected cost or spread the cost of a big bill.
It depends on your circumstances and credit history, but we’ll do whatever we can to help you secure a quick loan and the best rate, whatever your credit score. And if you want advice on how to improve your credit score, we can help there too.
If you think your credit history may be a problem, find out more about our bad credit cash loans or call our quick loans experts on 1300 324 746 or contact us via live chat. No judgement. No obligation.
At Fair Go, you can apply for up to $10,000 with a quick loan. Whether you need $300 or $10,000, the online application process is the same – fast and easy!
Like all our loans, we personalise and structure our quick loans to suit you and secure the most competitive rate. So, depending on your financial obligations and situation, you can choose anything from a three-month term to a 36-month term.
It’s possible to complete our online application form in under 6 minutes! To make it as quick as possible, just make sure you have your driver’s license or Medicare card close by and be ready to login into your online banking so you can electronically provide your bank statements from the last 90 days.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved. You may wish to read our blog which provides some helpful tips on improving your chance to get a loan.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.