Thirmala, in New South Wales, applied for a short term loan with Fair Go Finance to cover some personal bills.

She needed the loan quickly to pay the bills on time as she definitely wanted to avoid any late fees. A short term loan can be used to get your finances back in order. Unexpected expenses can rise up at any time and it is very common to fall behind on bills; a short term loan can assist you covering all outstanding bills, leaving you with affordable repayments over a short period of time. Thirmala got her short term loan and she was able to pay her bills.

She told us: “The loan process was fast. The staff at Fair Go Finance were courteous and professional.”

A short term personal loan with Fair Go Finance is designed to have the loan approved and repaid quickly, minimising the cost to the consumer, while also ensuring that repayments are affordably structured. Learn more about our range of personal loans and how they may be able to help you move forward whether you have good or bad credit.

Need up to $10,000?

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.