Are our unsecured loans fast? No, they’re really fast.

Good credit or bad credit. $500 or $10,000. Our unsecured loans are fast, secure and personalised.

  • Fast application. Apply online in minutes.
  • Fast decision. Almost instant provisional approval.
  • Fast transfer. Get your cash in 24-48 hours, if approved.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked unsecured loan questions

Apply Online

Apply for an unsecured loan of up to $10,000.

Whether you have good credit or bad credit. Whether you need $500 or $10,000. Our personalised unsecured loans are designed around you. So, tell us what you need and we’ll give you an almost instant decision.

Apply Now!

Unsecured loans you can arrange fast. Really fast.

From the easy-as online application process for our unsecured personal loans, to our almost instant decisions on conditional approval, we’ve used all our team’s finance and tech smarts to make getting an unsecured loan fast and easy.

What’s more, as one of Australia’s largest non-bank personal loan lenders, it’s a process that’s as secure and responsible as it is fast. We’ll personalise the terms on your loan to minimise your borrowing costs. And we’ll never advise you to do anything that’s not in your best interests.

That’s why we have customers across Australia who come back to us time and again for personal loans that suit them, including customers with bad credit scores. We believe everyone deserves a fair go, so if you have a bad credit history, we’ll try to find a loan solution that gives you the cash you need to get on with life and get your bad credit rating back where it belongs.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 Months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 – 18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61% – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.

Notice

Please be aware our phone lines are temporarily down. Whilst they are being fixed, please contact us either via our Chat function or you're welcome to email us at apply@fairgofinance.com.au and we will be happy to assist you. We apologise for the inconvenience and hope to have this rectified soon.