At Fair Go Finance we understand that managing the day-to-day costs of a car can often be hard to keep up with, so if something suddenly goes wrong it can be even harder to come up with the extra cash needed to pay for the repairs.

If you’re in this exact situation, we’re sorry – we’ve been there too and know just how frustrating a broken down car can be!

The good news is we offer fast online loans that can help cover car repair costs, so you can get your car fixed and back on the road as soon as possible.


How much can I borrow for car repairs?

Our loans range from $500 up to $10,000, so whether it’s new tyres you need, a reconditioned engine or transmission, our loan sizes should hopefully be able to help!


Do I have to use my car as security for the loan?

This will really depend on two things:

1. How much you need to borrow.

If you’re looking for up to $2000 it’s unlikely we’ll ask to use your car as security.

2. If your car already has a loan against it.

If you already have a loan that is currently secured by your car, then you can’t use it again.

At Fair Go Finance we understand every person’s situation is different so we will look at your unique situation and discuss with you if security is needed or if an unsecured loan is a better option for you.


What if I need a loan to repair a motorbike, boat, caravan or other type of vehicle?

Our loans can definitely be used to fix these type of vehicles too!

Depending on how much you need, and your affordability, our personal loans can be used for ALL vehicles and ALL personal needs!

car repair

What if I have bad credit?

That’s OK – we may still be able to help you with a loan to fix your car or vehicle.

We are a personal loan lender who has helped thousands of customers with certain levels of bad credit and can hopefully help you too!

The first step is to understand exactly what your bad credit rating is caused by. If it is due to;

  • a default (paid or unpaid)
  • a missed bill or credit card payment
  • you’ve declared bankruptcy (must be 12 months or more ago)
  • you’re in a part 9 or debt agreement

Then these are the type of listings on your credit report that we can consider and may be able to approve a loan for you.

If you’re not sure what’s caused your bad credit rating, we recommend you obtain a copy of your credit report and then you are welcome to talk to our friendly staff to discuss your unique situation.


How do I apply for a loan to fix my car with Fair Go Finance?

Applying for a loan with us is easy and 100% online!

There’s no need to print documents and you can do it from the comfort of your home or even on the go!

Simply follow these three easy steps:

  • Use our easy slider tool to choose your loan amount and term and click “Go!”
  • Fill in your details and submit your bank statements using our secure and free Bank Statements service
  • If you’re conditionally approved, use an SMS code to accept the offer – no signing required!

A few quick final checks are done, and if formally approved we will deposit your funds directly into your bank account!

Ready to apply? Click below and go forward with us!

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.