Access line of credit when you need it
Access funds when you need them with a line of credit that’s always there to back you up.
)
)
Whenever you need them
Life’s full of surprises — and sometimes you need a little extra to cover them. A Fair Go Line of Credit gives you flexible access to funds for those bigger moments, like unexpected bills, urgent repairs, or when plans change. It’s your backup plan, ready whenever you need it — with no fees and no fuss.
)
| Facility Limit | $1000 - $2000 |
|---|---|
| loan Term | Revolving |
| interest rate | 39.9% - 47% |
| Establishment Fee | Zero |
| Monthly Fee | Zero |
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
)
Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
FAQs
How does a Line of Credit work?
A Line of Credit gives you access to an approved limit that you can tap into whenever you need. You choose how much you draw down, and you only pay interest on the amount you use — not the full limit.
Is a Line of Credit right for me?
If you want a flexible way to cover bigger or unexpected expenses — like surprise bills, urgent repairs or one-off costs — a Line of Credit could be a great option. It’s designed to be a handy backup, not for everyday spending.
· What fees or charges apply?
There are no setup or ongoing fees. You’ll only pay interest on the funds you draw down, making it a simple, flexible option when you need extra cash.
How is a Line of Credit different from a personal loan?
A personal loan gives you a set amount of money in one go, with fixed repayments over a set term. A Line of Credit is more flexible — you can withdraw what you need, when you need it, up to your approved limit.
What’s the minimum and maximum I can borrow?
Your approved credit limit will depend on your application and personal circumstances. We'll let you know what your limit is once you're approved.