How It WorksHow To Get a Loan With Fair Go Finance.

Online, smart and simple. It’s what we’re all about.

Step 1: Apply Online

Complete our easy online application.

Step 2: Accept Offer

No faxing or signing of documents.

Step 3: Receive Finance

Receive finance on the same day.

Step 4: Personalised Support

You'll receive great customer service.

Step 1: Apply OnlineComplete our easy online application.

Our online application should take you no more than 6 minutes to complete. You just need to tell us your income and expenses and then provide some ID and bank account information.

After five quick screens you’ll be done!

Step 2: Accept OfferNo faxing or signing of documents.

With Fair Go Finance, you don’t need to provide any hard copies of your documents because our loan application process is 100% online. By providing your bank statements like this, your loan application will be processed in the fastest possible turnaround! Plus, if your loan is approved there’s no signing required! We’ll send you an SMS message with a unique code that you can enter straight into the screen to accept the offer! At Fair Go Finance our loan process is super quick, easy and paperless!

Step 3: Receive FinanceReceive finance on the same day!

We use Real Time Funding, which can have your funds transferred to your bank account in under a minute. If your bank participates with the platform called Split Payments, you can expect to see your loan funds in no time!

Step 4: Personalised SupportYou'll receive great customer service too!

We understand there can be times during your loan when you’d really like to speak to someone. That’s where our friendly Customer Experience team come in, and who are happy to speak to you via phone, email or live chat to solve your query. All Fair Go Finance customers receive:

  1. Excellent customer service

  2. Free direct debit set up

  3. Helpful payment reminders

  4. Flexible repayment options

  5. Loyalty rewards (for repeat customers)

What information do I need to apply for a loan?

  1. Identification: Drivers licence number OR medicare card number

  2. Bank Statements: 3 months bank statements (i.e. the most recent 90 days). A bank statement service ( is provided for you to use during the application.

By supplying all of the above information during the online application you can get the fastest possible loan outcome! On the odd occasion, there may be a need for you to provide an additional document, such as a utility bill or salary slip. For these situations, your dedicated lending consultant will be in touch to let you know what you need to do.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

Tips For Applying For a Loan

We've listed all the tips that can help your chances of being approved for a personal loan.