When you apply for a secured loan with us, you get:
- An easy application form and fast loan decision
- Clear indication of loan and repayment amounts
- Easy instructions on what documents we need
- Funds transferred upon final approval
If you have any queries during the online secured loan application process, please call our customer service centre on 1300 324 746 and we’ll be happy to help you.
Benefits of a secured loan:
Apply Online and Sign Online
- Our fast process allows you to apply online and sign online using eSign if conditionally approved. The e-mailed contract will also give you an indication of how much you may be approved for.
No early pay out fees
- At Fair Go Finance you only pay interest until the day you fully repay the loan. This can save you hundreds of dollars if you pay it out early.
Help in getting cheaper credit in the future
- By paying your personal loan back in line with original repayment schedule, you establish a repayment history with Fair Go Finance that can help you when you next apply for a loan.
Our Secured Loans are loans where you offer a registered asset you own (like a car, caravan, boat etc.) as a security for the loan. Our secured loans can assist with purchasing an asset, either privately or through a dealer ship and we can lend up to 100% of the purchase price.
Who is the product for?
- People who want to purchase a car, motorbike, boat etc. or need funds and own an unencumbered asset that can be used as security.
Am I eligible to apply?
- You need to be at least 18 years of age, a permanent Australian resident, and in regular paid employment to apply.
How much can I borrow?
What repayment terms are available?
- Range from 6 months -3 years. Repayment terms will vary depending on each applicants financial situation.
Loan types available
- All our loans have a fixed interest rate. This means you can easily budget and know that your repayments will always stay the same.