Secured Personal Loans

What is a secured loan?

Our secured loans range from $2250 up to $50,000
We cater for applicants with good and bad credit history
Our secured loans use an asset you own (car, motorbike, caravan etc) as security for the loan
Flexible repayment terms available

How much do you need?

I need

$500$5,000

For

3 months7 years

My credit is

Not Great Ok Good

Interest rate p.a.	29.9%
Comparison rate p.a.	40.0%

Minimum weekly repayment	$78.51
Total repayment	$4,152

All prices are indicative. If this loan is not available from Fair Go Finance we may refer you to an affiliate lender. Loan approval is subject to the lender's criteria.

All prices are indicative. If this loan is not available from Fair Go Finance we may refer you to an affiliate lender. Loan approval is subject to the lender's criteria. Comparison rate based on an unsecured personal loan of $2,500 for a term of 2 years. Fees and charges are payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Want more than ^$5000

click here

When you apply for a secured loan with us, you get:

An easy application form and fast loan decision
Clear indication of loan and repayment amounts
Easy instructions on what documents we need
Funds transferred upon final approval

If you have any queries during the online secured loan application process, please call our customer service centre on 1300 324 746 and we'll be happy to help you.

Benefits of a secured loan:

Apply Online & Sign Online

Our fast process allows you to apply online and sign online using eSign if conditionally approved. The e-mailed contract will also give you an indication of how much you may be approved for.

No early pay out fees

At Fair Go Finance you only pay interest until the day you fully repay the loan. This can save you hundreds of dollars if you pay it out early.

Help in getting cheaper credit in the future

We are accredited with a panel of lenders that do larger personal loans. By paying your personal loan back in line with original repayment schedule, you establish a repayment history with Fair Go Finance that can help you when you next apply for a loan.

Our Secured Loans are loans where you offer a registered asset you own (like a car, caravan, boat etc.) as a security for the loan. Our secured loans can assist with purchasing an asset, either privately or through a dealer ship and we can lend up to 100% of the purchase price.

Who is the product for?

People who want to purchase a car, motorbike, boat etc. or need funds and own an unencumbered asset that can be used as security.

Am I eligible to apply?

You need to be at least 18 years of age, a permanent Australian resident, and in regular paid employment to apply.

How much can I borrow?

From $2250 to $5000

What repayment terms are available?

Range from 1-12 months. Repayment terms will vary depending on each applicants financial situation.

Loan types available

Fixed

Lender

Fair go Finance