Quick & easy Personal Loans up to $10,000

Hi, and welcome to Fair Go Finance! We’re really glad you found us.

Our passion is to help everyday Australians, like you, find the right personal loan and support you through the entire loan experience and beyond. Do you need a personal loan right now but aren’t sure where to start? Well, that’s where we come in.

Ready? Start by trying our loan slider below – it shows you every personal loan you can apply for!

How Much?


Repayment Term

6 months36 months

Interest rate from p.a.


Comparison rate from p.a.


Minimum weekly repayment


Total repayment


Why go forward with
Fair Go Finance

Go forward with simple, easy and fast online loans – to help you.

Go forward with competitive personal loans, both large and small – as low as 15.2% (comparison rate is 19.93%)*.

Go forward with real people helping other real people.
You talk, we listen.

Go forward with fast cash loans that look after you.
Your needs, your loan, your choice.

Go forward with passionate people wanting to help
support any financial journey from poor credit to good.

Go forward with a transparent, honest and fair partner you can trust.

Go forward with our promise that your information is secure and treated with total confidentiality.

Personal loans for personal needs

Do you want to consolidate your debt? We can help! Go forward with a Fair Go debt consolidation loan.

Do you have a couple of blemishes on your credit file and find it hard to get a loan? No worries, our range of personal loans are designed for people with bad credit through to good credit.

Are you thinking of travelling? Need a quick cash loan top-up to cover your expenses? With our easy online application and fast approvals, our holiday loans have you covered.

For all things car related – whether you want to buy a car or need to cover car expenses like registration and insurance – we have unsecured and secured car loans.

Are the wedding bells ringing and you need a little extra cash to ensure your day has a little extra magic?  Our simple and fast online cash loans are perfect for you.

Our medical loans and loans for dental costs can assist with elective surgery and cosmetic fees, helping you go forward to a brighter future. If it’s your fur baby or family pet who needs some help, we can help you go forward with a Fair Go vet loan.

With an office based in Perth, our passionate team is dedicated to helping you go forward to a healthier financial future. Whatever your need, we can help with them all, and more!

Fair Go Finance is Australia’s leading online lender. Our philosophy revolves around giving Australians a fair go, so we’ve made sure our online loan process is fast and simple. Making it easy to get a personal loan from as little as $500 up to $10,000. Whether you need a quick, same day cash loan or an expensive renovation loan, getting fast finance online has never been easier. Whatever type of personal loan you need, go forward with us today.

See how Fair Go Finance compares with other small loan lenders!

Looking for a larger personal loan?

Did you know that as well as funding small personal loans online up to $5,000 we can also help with larger personal loans up to $10,000? We provide the fairest loans in Australia. Guaranteed! We offer super competitive rates, lowest repayments and the longest terms to help maximise your borrowing power, because we recognise and reward your credit history and loyalty.

Here are some useful tips to help you avoid a bad credit rating and make sure you are in the best financial shape to secure a large personal loan.

Maintain good conduct on all of your loans

Because missed repayments or frequent dishonours can work against you.

Pay your bills on time

Because missed or late payments on bills can show unreliability.

Look after your credit file

For example, making too many credit enquiries in a short space of time can negatively affect your credit score.

Maintain good bank account conduct

Don’t allow your bank account to be overdrawn or have penalties charged. Look at your bank statements, how do they look to you?

Be honest on your application

Your credit report and bank statements show what loans and debts you have, so it’s always best to be upfront and honest right from the start.

*Comparison rate based on an unsecured personal loan of $10,000 for a term of 3 years. Fees and charges are payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different fees or other loan amounts might result in a different rate.

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.