
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Real consultants to support you, plus a chatbot and online portal to help you manage your loan 24/7
Our approach to lending allows us to charge less. Start your journey now to improve your borrowing power
We give back too! Our program offers fast track benefits, further tiered pricing and more
80% of our customers have already increased their credit scores across various credit bureaus
We understand that Coronavirus (COVID-19) is having an impact on our community and that it could affect your financial wellbeing. During this time of uncertainly, Fair Go Finance is committed to working with customers to find quality solutions. To find out how we can assist you, visit https://www.fairgofinance.com.au/covid-19-support-for-our-customers/.
If you have already been affected by COVID-19 and are worried about managing your next loan payments, please call us on 1300 324 746 (option 7) or send us an email to customercare@fairgofinance.com.au. We appreciate your patience and understanding as our servicing team is experiencing higher than normal call volumes.
We personalise our rates and terms to maximise your borrowing power and minimise your borrowing costs. And when you return, as so many of our customers do, we’ll reward you with even better rates on your next personal loan.
Apply Now!Fair Go Finance was born out of a simple vision – to be there for those who couldn’t get a fair go from other loan providers. Our passion is to help everyday Australians, like you, find the right personal loan at a fair deal and support you through the entire loan experience and beyond.
We provide quick and easy loans for pretty much everything – we’re here to help you get the cash you need to get on with life, without putting yourself or your household budget under unnecessary pressure. It’s all part of our responsible lending commitment.
It’s this commitment to looking after your best interests and providing a quick and easy online experience that’s enabled us to become one of Australia’s largest non-bank personal loan lenders.
Loan Amounts
$500 – $2,000
Average Term
3 – 12 Months
Typical Establishment Fee
$50 – $400
Monthly Fee
$10 – $80
Interest Rate Per Annum
0%
Comparison Rate
N/A
Average Term
3 – 6 months
Repayment Per Week*
$24 – $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Loan Amounts
$2,250 – $5,000
Average Term
6 – 18 Months
Typical Establishment Fee
$394 – $771
Monthly Fee
$9
Interest Rate Per Annum
17.2% – 29.9%
Comparison Rate
39.61% – 64.41%
Average Term
3 – 18 months
Repayment Per Week*
$51 – $118
Establishment Fee
$394 – $535
Monthly Fee
$9
Interest Rate Per Annum
17.2% – 27.5%
Comparison Rate
39.61% – 56.65%
*Repayments per week depend on affordability.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500-$2000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Choose your loan type and apply online.
We'll process your application and advise an outcome immediately.
If approved, sign your contract and receive your funds in minutes.