Looking for a larger personal loan?
Did you know that as well as funding small personal loans online up to $5,000 we can also help with larger personal loans up to $10,000? We provide the fairest loans in Australia. Guaranteed! We offer super competitive rates, lowest repayments and the longest terms to help maximise your borrowing power, because we recognise and reward your credit history and loyalty.
Here are some useful tips to help you avoid a bad credit rating and make sure you are in the best financial shape to secure a large personal loan.
Maintain good conduct on all of your loans
Because missed repayments or frequent dishonours can work against you.
Pay your bills on time
Because missed or late payments on bills can show unreliability.
Look after your credit file
For example, making too many credit enquiries in a short space of time can negatively affect your credit score.
Maintain good bank account conduct
Don't allow your bank account to be overdrawn or have penalties charged. Look at your bank statements, how do they look to you?
Be honest on your application
Your credit report and bank statements show what loans and debts you have, so it's always best to be upfront and honest right from the start.