Cash Loans

When you apply for a cash loan with us, we understand you’re in need of some quick cash to help you out –and the sooner the better!

Yes, being caught short isn’t much fun, so if you’re looking for between $500 and $5000, our cash loan could be the answer and get you back on track.

How much do you need?

I need

$
$500$5,000

For

3 months7 years

My credit is

Interest
rate p.a.

29.9%

Comparison
rate p.a.

40.0%

Minimum weekly
repayment

$78.51

Total repayment

$4,152

Want more than $5000

What is a cash loan used for?

Also known as a small loan, it can help you with any type of cash shortfall, such as:

We are real people, helping real people and sometimes it even extends to their pets!

 

How our cash loan came to the rescue!

A dog is not just a dog, they're an important part of the family! So, after a customer's loyal friend seriously damaged its leg chasing a ball, it needed a costly operation - and pronto. All they wanted was to get their best friend back on all fours as soon as possible and so they came to us for help.

 

The good news was their cash loan was approved quickly, surgery was a success and the feel-good moment was felt by us all, including a very happy, four-legged pet!

Whether it’s a small cash loan or perhaps a larger loan that you’re looking for, let us do what we can to help you achieve your goals.

Applying is easy and it only takes 5 minutes

   
WE ARE ONLINE: So you can apply from anywhere in Australia, at any time!
WE ARE PAPERLESS: Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
WE ARE FRIENDLY: You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
WE ARE QUICK: We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!

Apply now, and you could have your cash as soon as tomorrow!

Keeping cash loans clear and simple!

   
Am I eligible? To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
How much can I borrow for a cash loan? From $500 up to $5000
How long can the loan term be? 3 – 24 months
Is it a fixed or variable rate loan? Fixed
Who will be the lender? Depending on your credit history and loan amount you request, the lender may be:
Fair Go Finance $500 - $5000
Ratesetter $4000- $5000
Now Finance $4000 -$5000
Latitude $4000 - $5000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so it can allow even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or e-mail us with any queries, and we’ll reply as soon as we’re back at work!

Small Loans Pricing

NEW CUSTOMERS

  Min Loan Max Loan Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
               
Small Amount Loans $500 $2,000 5 months 20% 4% of principal 0% N/A
Medium $2,250 $5,000 8 months $460 - $695 $5 29.9% 39.9%

EXAMPLES

Loan Amount Available Term Repayments per week ( depends on affordability) Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
             
$500 3 - 5 months $33 up to $155 $100 $20 0% N/A
$1750 3 - 11 months $61 up to $178 $350 $70 0% N/A
$2250 4 - 12 months $62 up to $169 $460 $5 29.9% 38.1% - 44.6%
$4500 7 - 12 months $116 up to $188 $635 $5 29.9% 41.3% - 46.8%

Mates Rates Discounts

At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan. You will be rewarded with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. See table below.

Loan Amount Min Loan Max Loan Reduction Applied to Establishment Fee Reduction Applied to Interest Rate Express Service
           
Small Amount Loans $1,000 $2,000 $50 0% YES
Medium $2,250 $5,000 $50 5% YES

Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate).

"Although I had fallen in hard times in the past, they were willing to look past that & give me a Fair Go. Friendly service & nice people to talk to. Thanks guys and girls!"

Daniel, February 2016