Apply and be approved by 3pm EST and we will transfer the funds to you within 30 minutes! :)  

Note bank processing times vary which may impact delivery of funds into your bank account.

Cash Loans

When you apply for a cash loan with Fair Go Finance, we understand you’re in need of some quick cash to help you out – and the sooner the better!  Whether you have good or bad credit and you’re looking for between $500 and $5,000, our cash loan could be the answer and get you back on track.

What is a cash loan?

Larger loans. Longer terms. Better rates!

I need

$
$500$10,000

For

6 months18 months

My credit is

Interest rate
from p.a.

19.9%

Comparison rate
from p.a.

44.2%

Minimum weekly
repayment

$72.48

Total repayment

$3,766

Need more than $10,000?

Where can I get a cash loan?

You've come to the right place... Fair Go Finance can provide cash quickly and hassle free.

Applying is easy and it only takes 5 minutes! 
We Are Online So you can apply from anywhere in Australia, at any time!
We Are Paperless Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
We Are Friendly You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
We Are Quick We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!

How do I apply for a cash loan?

We’ve made our cash loans easy to apply for because you do it completely online. Our process involves 3 simple steps which are:

Apply Now

Why should I get a loan from Fair Go Finance?

The reason we stand out from our competitors is because we've got great reviews and we’re here to help with your short term loan needs. We can also help you with a larger personal loan up to $50,000. 

This means not only are we able to provide Fair Go Finance cash loans up to $5,000 but we also have other lenders we can consider for you. Why not let us do the research for you, after all that’s what we do best!

See how we helped Lydia get a cash loan to make her dreams of Europe a reality, or helped Rex with a loan for his New Zealand holiday.

Check out more of our happy Australian customers!

Reviews and feedback from customers about Fair Go Finance’s Cash Loans
Overall 4.90
21 reviews
  1. 5

    I need money for my wedding and they came through fast.

  2. 5

    Friendly, their recommendation on my budget was spot on!

  3. 5

    I recommended FGF to a friend, not only did they received the same quality service I did, yet again, the fast turn-a-round of the service was amazing.

  4. 4.5

    Great customer service and understanding. Very professional. 

  5. 5

    Customer service is excellent really friendly helpful staff

  6. 5

    Very prompt great help via phone call. Excellent customer service.

  7. 5

    Superb and quick process and very good customer service.

  8. 5

    Easy to understand everything and great customer service. 

  9. 4

    I have always had a great experience and great level of service.

  10. 5

    The easiest people to deal with and very professional. 

  11. 5

    It was so easy and convenient, funds went into my account the same day.  Fair Go is a life saver!

  12. 5

    Your service is fantastic always there to help when I have needed. Thank you so much.

  13. 4.5

    Simple and easy repayment plan. Quick reaction to our requests.

  14. 5

    This has been a very easy loan for us to manage, weekly payments and excellent communication from the support team.

  15. 5

    The loan process was easy and smooth and Anna helped me with every stage of the process.

  16. 5

    This is my 5th loan with FGF and the quality service and the quickness of the process is second to none.

  17. 5

    No matter you financial situation fair go finance will always do there best to help, great customer service.

  18. 5

    The process was kept easy and the the customer service know how to get the best possible loan option. Also the live chat is really helpful and I got an response instantly about my questions.

  19. 5

    Fantastic service and no hidden costs.

  20. 5

    Great customer service. Very Clear and understanding

  21. 5

    I had great result from you and frantastic customer service from the lady who help me with all the paper work - thank you.

More Reviews

How long does it take to get my cash?

This depends a lot on you! If you need cash urgently, when you provide all the documents we need (which you can do entirely during our online application) you’ll be prioritised. We’ll then be able to finalise your loan application without any delays relating to outstanding information.

We approve cash loans and transferred the money within half an hour, so the quicker you provide everything we need, the quicker we can get it done!

Learn more about our loan approval process.

What can I use a cash loan for?

A cash loan is also known as a small loan and it can help you with any type of cash shortfall, such as:

Whether it’s a small cash loan or perhaps a larger personal loan that you’re looking for, let us do what we can to help you go forward and achieve your goals!  Apply now and you could have your cash as soon as tomorrow!

Who can apply for a cash loan?

To apply for a loan with Fair Go Finance you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.  Find out more about our loan eligibility.

How much can I borrow?

Fair Go Finance offer cash loans from $500 up to $5,000.  We can also help you with a loan up to $50,000, click here to see if you're eligible for a larger personal loan.

How long can I borrow cash for?

For a loan of $500 to $5,000, depending on your repayments, you can borrow cash from 3 - 12 months.

Who can help me get fast cash today?

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or email us with any queries, and we’ll reply as soon as we’re back at work!

 

How much does a cash loan cost?

Loan Type Loan Amounts Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
Small Amount Loan $500 - $2,000 5 Months 20% 4% of Principal 0% N/A
Medium Amount Loans $2,250 - $5,000 8 Months $460 - $695 $5 29.9% 39.9%
Loan Repayment Examples
Loan Amount Available Term Repayments per week* Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
$500 3 - 5 months $33 up to $155 $100 $20 0% N/A
$2,250 4 - 12 months $62 up to $169 $460 $5 29.9% 38.1% - 44.6%
*Repayments per week depend on affordability 

Want a better rate on a cash loan?

At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan. You will be rewarded with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. For more information on our loyalty discounts, check out our Mates Rates page.

Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate). Minimum loan term 3 months. Maximum loan term 12 months. 

 

"Fast and very easy to deal with, and done within a day!"

Nathan, January 2017