Short Term Loans Sydney
At Fair Go Finance, we offer short-term loans in Sydney to help you manage unexpected expenses without hassle. Whether it's an urgent bill or emergency repairs, we can provide loans up to $10,000, with flexible repayment options. Apply online, and once approved, receive your funds in as little as 15 minutes.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How applying for a short term loan in Sydney works:
Getting a short term cash loan in Sydney is fast and simple.
Apply Online: Complete our simple online form in just a few minutes.
Get Approved Quickly: After submission, our team reviews your application, and most are approved within minutes.
Receive Your Funds: Once approved, funds are transferred directly to your bank account, usually within hours.
Our short term loans are designed to provide financial flexibility with no lengthy wait times or complicated paperwork. Get the cash you need, fast!
Our short term loans are designed to give you the financial flexibility you need, with no long wait times or complicated paperwork. Apply now and access fast cash today!
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Why Sydney Residents Trust Fair Go Finance
We understand that life’s expenses can catch you by surprise. That’s why we provide fast, reliable loans that you can access when you need them most. With same-day loans available across Sydney, you’ll be able to cover costs like car repairs, vet bills, or urgent travel needs without the stress.
Quick Approval: Get approved in as little as 30 minutes.
Fast Cash: Receive funds into your bank account within hours of approval.
Flexible Loan Options: Borrow amounts ranging from $500 to $10,000 to cover any urgent expense.
No Hidden Fees: We believe in transparency—what you see is what you get. No unexpected charges.
Available Across Sydney: Whether you’re in the CBD or the suburbs, our online application makes it easy to get the cash you need fast.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
What Can I Use a Short Term Loan For?
Our short-term loans in Sydney can be used for a variety of needs:
Car Repairs: Cover unexpected vehicle repairs and get back on the road.
Vet Bills: Don’t let an emergency vet visit strain your finances.
Moving Costs: Manage moving expenses with ease.
Unplanned Travel: Get fast cash for emergency travel situations.
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Who Can Apply for a Short Term Loan in Sydney?
At Fair Go Finance, we provide short term loans to Sydney residents from a variety of financial backgrounds, including those with bad credit. To qualify, you simply need to meet the following criteria:
Be over 18 years old
Be an Australian resident
Have regular income from employment or government benefits
Our online application requires:
ID verification
90-day bank statement history
Proof of income (wages or Centrelink benefits)
Even if your credit score is low, we’ll focus on your current financial situation, so you may still be eligible for an short-term loan
Apply for a Short Term Loan in Sydney Today
Don’t let unexpected expenses cause unnecessary stress. At Fair Go Finance, we’re committed to helping Sydney residents access fast cash when they need it most. Our short term loans are easy to apply for, and you can receive money in your account within hours.
Ready to take control of your finances? Apply for a loan today and get approved in minutes!
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions