a Bond Loan

When you apply for a bond loan with us, we understand you’re on the move and are looking for some extra cash to help cover your moving costs.

Yes, moving can be expensive! If you feel between $500 and $5000 could help you during this time, why not check out our loan slider below to see what your weekly repayments could be?

How much do you need?

I need

$
$500$5,000

For

3 months7 years

My credit is

Interest
rate p.a.

29.9%

Comparison
rate p.a.

40.0%

Minimum weekly
repayment

$78.51

Total repayment

$4,152

Want more than $5000

 What is a bond loan used for?

It can help with anything to do with moving, such as:

Whether you have good credit or bad credit, you’re welcome to apply for our bond loan! 

 

A bond loan for everything!

When savings weren’t enough to cover all the moving costs into a rental property, our customer applied for a bond loan to help. The loan was approved quickly and the funds were used to cover the rental bond plus the removalist costs too!

 

TIP! Don’t forget to get insurance when you move, in case anything gets broken or destroyed. It’s a cost you can include into your bond loan if you can’t cover it yourself and it’s definitely worth it for peace of mind!

Applying is easy and it only takes 5 minutes

   
WE ARE ONLINE: So you can apply from anywhere in Australia, at any time!
WE ARE PAPERLESS: Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
WE ARE FRIENDLY: You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
WE ARE QUICK: We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!

Keeping bond loans clear and simple!

   
Am I eligible? To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
How much can I borrow for a bond loan?  $500 up to $5000
How long can the loan term be? 3 – 24 months
Is it a fixed or variable rate loan? Fixed
Who could be the lender? Depending on your credit history and loan amount you request, the lender may be:
Fair Go Finance $500 - $5000
Ratesetter $4000- $5000
Now Finance $4000 -$5000
Latitude $4000 - $5000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so that it allows even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or e-mail us with any queries, and we’ll reply as soon as we’re back at work!

Small Loans Pricing

New Customers

  Min Loan Max Loan Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
               
Small Amount Loans $500 $2,000 5 months 20% 4% of principal 0% N/A
Medium $2,250 $5,000 8 months $460 - $695 $5 29.9% 39.9%

Examples

Loan Amount Available Term Repayments per week ( depends on affordability) Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
             
$500 3 - 5 months $33 up to $155 $100 $20 0% N/A
$1750 3 - 11 months $61 up to $178 $350 $70 0% N/A
$2250 4 - 12 months $62 up to $169 $460 $5 29.9% 38.1% - 44.6%
$4500 7 - 12 months $116 up to $188 $635 $5 29.9% 41.3% - 46.8%

Mates Rates Discounts

At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan. You will be rewarded with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. See table below.

Loan Amount Min Loan Max Loan Reduction Applied to Establishment Fee Reduction Applied to Interest Rate Express Service
           
Small Amount Loans $1,000 $2,000 $50 0% YES
Medium $2,250 $5,000 $50 5% YES

Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate).

"Fantastic, friendly and super fast service!"

Michael , December 2016