Bond Loans – Rental & House Bond Financing


Larger loans. Longer terms. Better rates!

How Much?


Repayment Term

6 months36 months

Interest rate from p.a.


Comparison rate from p.a.


Minimum weekly repayment


Total repayment


When you apply for a housing bond loan with Fair Go Finance, we understand you’re on the move and need to secure your new rental accommodation! Or you may be looking for some extra cash to help cover your moving costs. Whether you’re moving to a new city, starting a new life with someone special, upgrading to house a bigger family or even downsizing – whatever your reason, Fair Go Finance can help you go forward with a rental bond loan.

If you feel a housing bond loan between $500 and $10,000 could help you during this time, why not check out our loan slider below to see what your weekly loan repayments could be.

What is a housing bond loan?

A housing bond loan, or a rental bond loan, is a short term loan designed to assist with the cost of a housing bond.  However, a loan with Fair Go Finance can help you with anything to do with moving, such as:

  • Paying your rental bond
  • Buying furniture or whitegoods for your new home
  • Paying for removalist costs
  • Helping with general expenses while you move

Yes, moving can be expensive! Often there’s a time delay between receiving your old security deposit and having to pay the new bond. Combined with two weeks rent upfront, you might need up to four weeks rent suddenly when your rental application is approved. Plus you then need to budget for moving expenses. At Fair Go Finance we know how difficult this can be, especially when you need to move quickly.

Top tip: to see more information on what furniture you may need and tips to save on furniture costs, check out our blog post.

Whether you have good credit or bad credit, you’re welcome to apply for our bond loan.

  • Why should I get a rental bond loan with Fair Go Finance?

    Best value housing bond loans in Australia

    Our best value housing bond loans are competitively priced; you will not find a better value bond loan with any lender in Australia. We also have great loyalty discounts for our existing customers, so each time you get a loan with us it will be cheaper than anywhere else.

    30 minute funding

    Once your loan is approved, we will transfer the funds to your account within 30 minutes.

    Australia’s best customer service

    At Fair Go Finance, there may be times when you need to speak to someone. Our friendly staff are all based in Australia and are able to speak to you via phone, email or live chat. Plus if your situation changes and you’re having difficulties making your repayments, then we pride ourselves on giving you a fair go.

    Our excellent customer reviews are testament to the great customer service and value we provide.

  • How do I apply for a rental bond loan?

    Our simple three step loan application process ensures your loan gets to you as fast as possible:

    1. Our 100% online application process makes it easy to apply for a loan, so that you can cover removalist costs, the rental bond, furniture and everything associated with moving.
    2. When we receive your loan application, one of our friendly Customer Solutions Consultants will get in touch to finalise your loan and work out your repayment schedule to fit around you.
    3. Once finalised, your loan will be transferred to your account within 30 minutes.

    Top tip: apply for your housing bond loan online before signing your rental agreement, so you are confident that you have the money to cover your rental bond before you apply for a lease. For more great tips, check out our blogs.

  • How much can I borrow and am I eligible?

    To apply for a housing bond loan online you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

    Fair Go Finance offer personal loans from $500 up to $10,000.

    If you have bad credit, have previously been bankrupt or had a Part IX debt agreement we may still be able to help you. Apply today or learn more about our bad credit loans here.

    For a bond loan of $500 to $10,000 you can borrow cash from 3 months to 36 months, depending on the size of your repayments.

    Need help with your loan application? Give us a call on 1300 FAIRGO or talk to one of our friendly Customer Experience Team Members on our live chat!

Loan Type

Small Amount Loan

Loan Amounts
$500 - $2,000
Average Term
5 Months
Typical Establishment Fee
$50 - $400
Monthly Fee
$10 - $80
Interest Rate Per Annum
Comparison Rate

Medium Amount Loans

Loan Amounts
$2,250 - $5,000
Average Term
8 Months
Typical Establishment Fee
$360 - $695
Monthly Fee
Interest Rate Per Annum
17.9% - 29.9%
Comparison Rate

Loan Repayment Examples


Average Term
3 - 6 months
Repayment Per Week*
$24 up to $52
Establihment Fee
$50 - $100
Monthly Fee
$10 - $20
Interest Rate Per Annum
Comparison Rate


Average Term
3 - 15 months
Repayment Per Week*
$45 up to $220
Establihment Fee
$360 - $460
Monthly Fee
Interest Rate Per Annum
17.9% - 29.9%
Comparison Rate

*Repayments per week depend on affordability

Want reduced fees on a rental bond loan?

To get a lower cost on a loan, you will need to be an existing customer with us and have demonstrated a positive repayment history on your previous loans with us.

In return you will receive a:

  • Better interest rate on your bond loan
  • Reduced establishment fee
  • Faster application and approval process

For more information on our loyalty discounts, check out our Mates Rates page.

Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate). Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply.

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.