Apply and be approved by 3pm EST and we will transfer the funds to you within 30 minutes! :)  

Note bank processing times vary which may impact delivery of funds into your bank account.

Bond Loans

When you apply for a bond loan with us, we understand you’re on the move and need to secure your new rental!  Or you may be looking for some extra cash to help cover your moving costs.  Whether you're moving to a new city, starting a new life with someone special, upgrading to accommodate a bigger family or even downsizing - whatever your reason, our range of rental bond loans have you covered.

How much do you need?

I need



3 months7 years

My credit is

rate p.a.


rate p.a.


Minimum weekly


Total repayment


Want more than $5000

Yes, moving can be expensive! Often there's a lag between receiving your old security deposit and having to pay the new bond.  Combined with two weeks rent upfront, you might need to cough up at least four weeks rent just to move house!  At Fair Go Finance we know how difficult this can be, especially when you need to move quickly.

If you feel a housing bond loan between $500 and $5000 could help you during this time, why not check out our loan slider above to see what your weekly repayments could be?

What is a bond loan used for?

It can help with anything to do with moving, such as:

Whether you have good credit or bad credit, you’re welcome to apply for our bond loan!  For more information and helpful tips, check out this blog on our super simple application process.

Applying for a bond loan is easy and it only takes 5 minutes

Reviews and feedback from customers about Fair Go Finance’s Bond Loans
Overall 5.00
6 reviews
  1. 5

    Great people to deal with very little hassle.

  2. 5

    Very efficient staff who helped make moving house easy and affordable.

  3. 5

    Excellent service, low affordable repayments.

  4. 5

    I was approved for a loan when others did not approve me.

  5. 5

    They helped me out a lot with the bond loan.

  6. 5

    FGF was willing to give me a go and its very difficult once you have entered into a part 9 debt agreement. I'm relocating to be closer to work, so this has helped so much.

More Reviews

Keeping bond loans clear and simple!

Am I eligible?

To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

How much can I borrow for a cash loan?

From $500 up to $5000

How long can the loan term be?

3 – 24 months

Is it a fixed or variable rate loan?


Who will be the lender?

Depending on your credit history and loan amount you request, the lender may be: 
Fair Go Finance $500 - $5000 
Ratesetter $4000- $5000 
Now Finance $4000 -$5000 
Latitude $4000 - $5000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so it can allow even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or e-mail us with any queries, and we’ll reply as soon as we’re back at work!

Bond Loans Pricing


Small Amount Loans

Loan Amounts: $500 - $2000

Average Term: 5 months

Typical Establishment Fee: 20%

Monthly Fee: 4% of principal

Interest Rate per Annum: 0%

Comparison Rate: N/A

Medium Amount Loans

Loan Amounts: $2250 - $5000

Average Term: 8 months

Typical Establishment Fee: $460-$695

Monthly Fee: $5

Interest Rate per Annum: 29.9%

Comparison Rate: 39.9%


For a $500 small loan

Available Term: 3 - 5 months

Repayments per week (depends on affordability): $33 up to $155

Establishment Fee: $100

Monthly Fee: $20

Interest Rate per Annum: 0%

Comparison Rate: N/A

For a $2250 medium loan

Available Term: 4 - 12 months

Repayments per week (depends on affordability): $62 up to $169

Establishment Fee: $460

Monthly Fee: $5

Interest Rate per Annum: 29.9%

Comparison Rate: 38.1% - 44.6%


Mates Rates Discounts

At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan. You will be rewarded with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. For more information on our loyalty discounts, check out our Mates Rates page.

Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate).  Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply.  



"Excellent customer service and a very easy process."

Aaron, January 2017