Small Loans

When you apply for a small loan with us, we understand your looking to overcome a small financial challenge that life has thrown at you.  

What is a Small Loan?

  • It is a personal loan from $500 up to $2,000.
  • A small loan is unsecured.
  • It caters for clients with good and bad credit history.
  • It can be used for any personal use such as purchasing items or covering emergencies.

It's impossible to plan for every expense life throws at you, so if you’re searching for a small loan online between $500 and $2,000 – stop looking because we’d really love to try and help!

How much do you need?

I need



3 months7 years

My credit is

rate p.a.


rate p.a.


Minimum weekly


Total repayment


Want more than $5000

What is a small loan used for?

The short answer is anything small! You could use a small loan for:

Whatever your small personal loan need may be, we want to give you a fair go.


A small loan with a large reward

A small personal loan is just that…personal. One of our very loyal customers took out a small loan to help buy a plane ticket to Finland. Not just for a holiday though…but to compete in the tennis world championships representing Australia! Wow, what an achievement! Game, set and match!

How does our small loan work?

Applying is easy and it only takes 5 minutes

WE ARE ONLINE: So you can apply from anywhere in Australia, at any time!
WE ARE PAPERLESS: Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
WE ARE FRIENDLY: You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
WE ARE QUICK: We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!

Let’s get you started! APPLY NOW!

Keeping small loans clear and simple!

Am I eligible? To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
How much can I borrow for a small loan? $500 to $2000
How long can the loan term be? 3 to 12 months
Is it a fixed or variable rate loan? Fixed
Who will be the lender? Fair Go Finance

For all loans $500 - $2,000 there is no interest charged and the loan term is from 3 months to 12 months. For these loans an APR (Annual Percentage Rate) does not apply. The loan costs will be an establishment fee and monthly fee, which are explained in more detail on our loan rates page.

If you need more cash, we also offer cash loans up to $5000 and larger personal loans with great rates!

Need help? We'd love to take your call on 1300 324 746 or chat online through our instant chat!

Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!

"Fantastic, friendly and super fast service!"

Michael , December 2016