Small Personal Loans up to $2,000

When you apply for a small loan with Fair Go Finance, we understand your looking to overcome a small financial challenge that life has thrown at you.  Whether you have good credit or bad credit, we would like to hear from you; choose an amount from $500 - $2,000 with the slider below and see just how simple our application is!

Fairest Priced Small Loans in Australia

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What is a Small Loan?

A small loan:

  • is a personal loan from $500 up to $2,000
  • is unsecured
  • caters for clients with good and bad credit history
  • can be used for any personal use such as purchasing items or covering emergencies.

It's impossible to plan for every expense life throws at you, so if you’re searching for a loan online between $500 and $2,000 – stop looking because we’d really love to try and help!

If you would like a loan of more than $2,000, click here.

Fair Go Finance is a small loan lender who offers:

Fairest priced small loans in Australia

Our best value small loans are competitively priced; you will not find a better value small loan with any lender in Australia.  We also have great loyalty discounts for our existing customers, so each time you get a personal loan with us it will be cheaper than anywhere else.

30 minute funding

At Fair Go Finance we know that when you need a small loan, you don’t have time to wait.  That’s why once your loan has been approved, we will transfer the funds into your bank account within 30 minutes. 

Australia’s best customer service

Our customers speak for themselves; with our 90% customer satisfaction rate you can be sure that your loan will be handled quickly, securely and professionally.  See what our customers are saying about Fair Go Finance below. 

Reviews and feedback from customers about Fair Go Finance’s Small Loans
Overall 4.84
16 reviews
  1. 4

    Straight forward to sign up, handy notification emails.

  2. 5

    Find the staff to be extremely helpful and the whole process to be easy.

  3. 5

    It’s simple process and amazing and friendly staff that are understanding and helpful.

  4. 4.5

    Professional service, easy to use online experience, kept me up to date. 

  5. 5

    Great service, understanding and fast outcome.

  6. 5

    Excellent customer service, fast and if I need to contact they always answer the phone. 

  7. 5

    Great service and very kind to deal with and helpful. 

  8. 4.5

    Fast service, pleasant customer service. No fuss attitude. 

  9. 5

    Fast, friendly, fair and understanding service. 

  10. 5

    It was easy and simple to get my loan, the customer service was great!

  11. 5

    Easy to contact, nothing is ever an issue - great people to talk to.

  12. 5

    Quick and efficient application progress and very helpful staff.

  13. 5

    Quick, efficient service. Friendly and knowledgeable consultants, both online and over phone.

  14. 4.5

    Very helpful and easy to apply and great customer service!

  15. 5

    Fair go has been fantastic always there when I needed money and great service.

  16. 5

    So easy to deal with and staff treat you as a customer not as a number if you get what I mean. 

More Reviews

What can a small loan be used for?

The short answer is anything under $2,000! You could use a small loan for:

Whatever you need a personal loan for, Fair Go Finance can help you get it sooner! 

All our small loans have:

We will do the right thing by you, and lend only what YOU can afford to repay - see our commitment to responsible lending.

Ready to Go Forward with a Fair Go Loan?  Apply today!

How much can I borrow and am I eligible?

To apply for a loan online you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

If you have bad credit, have previously been bankrupt or had a Part IX debt agreement we may still be able to help you.  Apply today or learn more about our bad credit small loans here. 

Our small loans range from $500 to $2,000, but we can also offer cash loans up to $10,000.

Our small loans can have terms from 3 months to 12 months.

How much does a small loan cost?

Loan Type Loan Amounts Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum
Small Amount Loan $500 - $2,000 5 Months $50 - $400 $10 - $80 0%
Small loan repayment example
Loan Amount Available Term Repayments per week* Establishment Fee Monthly Fee Interest Rate per Annum
$500 3 - 6 months $24 up to $52 $50 -  $100 $10 - $20 0%
*Repayments per week depend on affordability 


Want reduced fees on your small loan?

To get a lower cost on a loan, you will need to have repaid a loan with Fair Go Finance previously and demonstrated reliable payment behaviour. 

In return you will receive a:

  • Better monthly fee on your loan
  • Reduced establishment fee
  • Faster application and approval process

For more information on our loyalty discounts, check out our Mates Rates page.

Need help? We'd love to take your call on 1300 FAIRGO or chat online through our instant chat!

"Quick. Friendly. Understanding call staff. You are not made to feel small or unworthy as you can do at banks or other places."

Lynn, January 2016