Small Personal Loans up to $2,000

At Fair Go Finance, we understand that when you apply for a small loan online, you’re looking to overcome a small financial challenge that life has thrown at you.

Whether you need to borrow $500, $1,000 or up to $2,000 to cover medical expenses, replace a fridge or even fund a holiday, our loans are perfect for those who require a small amount quickly. So whether you have good or bad credit, we would like to hear from you. Just choose an amount from $500 – $2,000 with the slider below and see just how simple our application is!


Fairest Priced Small Loans in Australia

Fairest Priced Small Loans in Australia

How Much?


Repayment Term

6 months12 months

Interest rate from p.a.


Comparison rate from p.a.


Minimum weekly repayment


Total repayment


What is a Small Loan?

A small cash loan:

  • is a personal loan from $500 up to $2,000
  • is unsecured
  • caters for clients with good and bad credit history
  • can be used for any personal use such as purchasing items or covering emergencies

It’s impossible to plan for every expense life throws at you. Maybe your car has broken down and you need $1,000 to cover the cost of repairs or you’ve gotten an unexpected bill in the mail that you didn’t plan for. No matter what the reason, if you’re searching for a small cash loan online between $500 and $2,000 then you’ve come to the right place.

If you would like a loan of more than $2,000, click here.


Fair Go Finance is a small loan lender who offers:

Fairest priced small personal loans in Australia

Our best value small amount loans are competitively priced; you will not find a better value small loan with any lender in Australia. We also have great loyalty discounts for our existing customers, so each time you get a small personal loan with us it will be cheaper than anywhere else.

30 minute funding

At Fair Go Finance, we know that when you’re in need of a quick small loan, you don’t have time to wait. That’s why once your online loan application has been approved, we will transfer the funds into your bank account within 30 minutes.

Australia’s best customer service

Our customers speak for themselves. With our 90% customer satisfaction rate, you can be sure that your loan will be handled quickly, securely and professionally.

All our small loans have:

  • Fixed repayments, meaning you can budget each month.
  • No hidden costs and no early repayment fees, ever.
  • No interest! Yes, it’s 0%! You only pay an establishment fee and monthly fee so you know the full cost up front.

We will do the right thing by you, and lend only what YOU can afford to repay – see our commitment to responsible lending.

Apply for a small personal loan online and go forward with Fair Go Finance today.

How much does a Cash Loan cost?

Loan Type


Loan Amounts
$500 – $2,000
Average Term
5 months
Typical Establishment Fee
$50 - $400
Monthly Fee
$10 - $80
Interest Rate Per Annum
Comparison Rate

Loan Repayment Examples


Average Term
3 - 6 months
Repayment Per Week*
$24 up to $52
Establihment Fee
$50 - $100
Monthly Fee
$10 - $20
Interest Rate Per Annum
Comparison Rate

*Repayments per week depend on affordability

Want reduced fees on your small loan?

To get a lower cost on a loan, you will need to have repaid a loan with Fair Go Finance previously and demonstrated reliable payment behaviour.

In return you will receive a:

  • Better monthly fee on your loan
  • Reduced establishment fee
  • Faster application and approval process

For more information on our loyalty discounts, check out our Mates Rates page.

Need help? We’d love to take your call on 1300 FAIRGO or chat online through our instant chat!

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.