How does our small loan work?
- All of our small loans have fixed repayments, meaning you can budget each month
- There are never any hidden costs and no early repayment fees
- There is no interest! Yes, it’s 0%! You only pay an establishment and monthly fee
- We will do the right thing by you, and lend only what YOU can afford to repay - see our commitment to responsible lending.
Applying is easy and it only takes 5 minutes
|WE ARE ONLINE:
||So you can apply from anywhere in Australia, at any time!
|WE ARE PAPERLESS:
||Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
|WE ARE FRIENDLY:
||You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
|WE ARE QUICK:
||We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!
Let’s get you started! APPLY NOW!
Keeping small loans clear and simple!
|Am I eligible?
||To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
|How much can I borrow for a small loan?
||$500 to $2000
|How long can the loan term be?
||3 to 12 months
|Is it a fixed or variable rate loan?
|Who will be the lender?
||Fair Go Finance
For all loans $500 - $2,000 there is no interest charged and the loan term is from 3 months to 12 months. For these loans an APR (Annual Percentage Rate) does not apply. The loan costs will be an establishment fee and monthly fee, which are explained in more detail on our loan rates page.
If you need more cash, we also offer cash loans up to $5000 and larger personal loans with great rates!
Need help? We'd love to take your call on 1300 324 746 or chat online through our instant chat!
Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!