Who’s the fairest small loan lender in Brisbane?

At Fair Go, we’ve got your back, whether you need a $500 small loan or $10,000.

  • Fast. Apply online. Get a decision in mins.
  • Flexible. Small $500 loans, up to $10,000. 
  • Fair. We have thousands of Brisbane customers who can vouch for us.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,766

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How it works

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

Apply in Minutes

Choose your $500-$10,000 loan and apply online.

Get a Decision

We'll contact you, verify your details and give you an answer.

Receive your funds

Sign your contract and receive your funds overnight.

How can we help you?

Below you’ll find answers to the most frequently asked personal loan questions

Apply Online

We’re Brisbane’s go-to small loan provider. Here’s why.

With repeat customers across Australia, including Brisbane, we’re the loan provider of choice for people from all walks of life. Just take a look at our testimonials.

From small loans of $500-$2,000 to $10,000 loans, we provide personalised rates and terms and a super-fast online application and assessment process, minimising the cost of our loans and the time it takes to receive your cash. You could have your funds in your account in 24-48 hours.

As one of Australia’s largest non-bank personal loan providers and a responsible lender, we’re 100% online. Instead of wasting money on branches in Brisbane CBD, we’ve invested our finance know-how, our tech smarts and our resources into perfecting our smart online system, including a free and secure bank statement service that fast tracks your application.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

5 Months

 

Typical Establishment Fee

10% – 20%

 

Monthly Fee

2% – 4% of Principal

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 up to $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

8 Months

 

Typical Establishment Fee

$360 – $695

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$39 up to $220

 

Establishment Fee

$360 – $460

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

*Repayments per week depend on affordability.

Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

Large and small loans, made simple.

Our smart system can give you a decision almost straight away. And if you receive conditional approval, you can accept via SMS. No printing, signing and scanning. Easy.

Apply Now!

Are you eligible to apply?

  • I’m 18 years or older
  • I’m employed (not self-employed)
  • I’m paid $500 or more a week into my bank account
  • My income is not solely from Centrelink
  • I’ve not entered into bankruptcy or part 9 agreement within the last 12 months

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.