Who’s the fairest small loan lender in Brisbane?
At Fair Go, we’ve got your back, whether you need a $500 small loan or $10,000.
- Fast. Apply online. Get a decision in mins.
- Flexible. Small $500 loans, up to $10,000.
- Fair. We have thousands of Brisbane customers who can vouch for us.
How it works
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Apply in Minutes
Choose your $500-$10,000 loan and apply online.
Get a Decision
We'll contact you, verify your details and give you an answer.
Receive your funds
Sign your contract and receive your funds overnight.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions
No, but we have customers across Brisbane and the broader Brisbane region who come to us for loans ranging from $500 small loans to $10,000 loans. In fact, we have customers across Australia.
That’s because we’re one of Australia’s largest non-bank personal loan lenders and we’ve used all our finance and tech smarts to go 100% online. No expensive branches in the Brisbane CBD. No unnecessary overheads. And that means we can offer more competitive, personalised loans.
In short, it doesn’t matter whether you’re in living in Brisbane or regional Queensland, we’re here to help you maximise your borrowing power and keep your borrowing costs as small as possible.
Call our friendly team, here in Australia, on 1300 FAIR GO or contact us via live chat if you have a question. Or apply for a loan in minutes.
Our small loans start at $500, but we regularly provide loans of up to $10,000 for our customers in Brisbane and across Australia. And assuming you’re formally approved, you’ll receive your cash within 24-48 hours – cash that’s yours to spend as you wish.
Our online application process is the same no matter how big or small your loan – you can apply online in minutes and our smart system will give you a provisional decision almost immediately.
But you don’t have to take our word for it. Or the word of our customers in Brisbane (check out our testimonials). Apply for a small loan or a large loan and see for yourself.
Technically speaking, in Australia, a small loan is a loan of $500 to $2,000. That’s the industry definition, whether you’re living in Brisbane or on the west coast.
There are, of course, plenty of small loan lenders out there. But at Fair Go, we’re one of Australia’s largest non-bank personal loan lenders, and we got there by doing the right thing by our customers – always – and by continually investing in our fast, secure online system.
As a responsible lender, we’ll always be upfront. No hidden fees. No changes to your repayments. We’ll personalise our rates and terms to minimise your borrowing costs. And we’ve made it easy to apply online for a small loan of $500-$2,000 or as much as $10,000. See for yourself.
While you may have to provide security for a larger loan of more than $2,000 (it depends on a number of factors), our small loans are unsecured loans. This means you don’t need to provide an asset as security when you take out a small loan of $500-$2,000.
But whatever the size of the loan, our application process is the same – quick, easy and secure.
Our smart system can give you a provisional decision in minutes. Then, if you’re conditionally approved, our friendly team will call you to verify your personal information and confirm whether you’ll need to take out a secured loan.
Many of our customers in Queensland live in Brisbane, or in the Brisbane suburbs, but we provide quick and easy online loans for customers across Australia. Lots of our customers take out loans from the comfort of their homes in remote rural areas.
Our smart online application system means that, as long as you have an internet connection and meet our eligibility requirements, you can apply online in minutes. Whether you want a small loan of $500 or $10,000, our smart system can give you a provisional decision almost immediately.
The only proviso? Unfortunately, if you live in a caravan park we’re unable to offer you a loan.
Sometimes, through no fault of their own, people find themselves with a bad credit score. We get it. And we believe that everyone deserves a fair go, so even if you have a less than ideal credit rating, we may be able to help you with a bad credit loan.
Our bad credit loans have helped lots of customers in Brisbane and across Australia get the cash they need and repair their credit history.
We recommend finding out your credit score before you apply for a loan, even a small loan (it may be easier to take out a small loan if you have a bad credit rating). For more info, watch our video about how to find out your credit score. Alternatively, request a free copy of your credit report from Equifax. Once you know why you have a bad credit score, it’s easier for us to advise you.
We’re Brisbane’s go-to small loan provider. Here’s why.
With repeat customers across Australia, including Brisbane, we’re the loan provider of choice for people from all walks of life. Just take a look at our testimonials.
From small loans of $500-$2,000 to $10,000 loans, we provide personalised rates and terms and a super-fast online application and assessment process, minimising the cost of our loans and the time it takes to receive your cash. You could have your funds in your account in 24-48 hours.
As one of Australia’s largest non-bank personal loan providers and a responsible lender, we’re 100% online. Instead of wasting money on branches in Brisbane CBD, we’ve invested our finance know-how, our tech smarts and our resources into perfecting our smart online system, including a free and secure bank statement service that fast tracks your application.
Small Amount Loans
Loan Amounts
$500 – $2,000
Average Term
5 Months
Typical Establishment Fee
10% – 20%
Monthly Fee
2% – 4% of Principal
Interest Rate Per Annum
0%
Comparison Rate
N/A
$500 repayment example
Average Term
3 – 6 months
Repayment Per Week*
$24 up to $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Medium Amount Loans
Loan Amounts
$2,250 – $5,000
Average Term
8 Months
Typical Establishment Fee
$360 – $695
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
$2250 repayment example
Average Term
3 – 18 months
Repayment Per Week*
$39 up to $220
Establishment Fee
$360 – $460
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
*Repayments per week depend on affordability.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
Large and small loans, made simple.
Our smart system can give you a decision almost straight away. And if you receive conditional approval, you can accept via SMS. No printing, signing and scanning. Easy.
Apply Now!
Are you eligible to apply?
- I’m 18 years or older
- I’m employed (not self-employed)
- I’m paid $500 or more a week into my bank account
- My income is not solely from Centrelink
- I’ve not entered into bankruptcy or part 9 agreement within the last 12 months
WARNING - DO YOU REALLY NEED A LOAN TODAY?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account
The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.