Who’s the fairest small loan lender in Brisbane?
At Fair Go, we’ve got your back, whether you need a $500 small loan or $10,000.
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Fast
Apply online. Get a decision in mins.
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Flexible
Small $500 loans, up to $10,000.
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Fair
We have thousands of Brisbane customers who can vouch for us.
We’re Brisbane’s go-to small loan provider. Here’s why.
With repeat customers across Australia, including Brisbane, we’re the loan provider of choice for people from all walks of life. Just take a look at our testimonials.
From small loans of $500-$2,000 to $10,000 loans, we provide personalised rates and terms and a super-fast online application and assessment process, minimising the cost of our loans and the time it takes to receive your cash. You could have your funds in your account in 24-48 hours.
As one of Australia’s largest non-bank personal loan providers and a responsible lender, we’re 100% online. Instead of wasting money on branches in Brisbane CBD, we’ve invested our finance know-how, our tech smarts and our resources into perfecting our smart online system, including a free and secure bank statement service that fast tracks your application.
Loan Calculator
*Includes an interest rate of XX.XX% (Comparison Rate of XX.XX%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees & features
| SMALL Amount Loans | MEDIUM Amount Loans | LARGE Amount Loans | |
|---|---|---|---|
| Loan Amounts | $500 - $2,000 | $2,050 - $5,000 | $5,050 - $10,000 |
| Average Term | 3 – 12 months | 7 – 19 months | 14 – 24 months |
| Typical Establishment Fee | $60 – $400 | $437 – $771 | $546 – $795 |
| Monthly Fee | $15 – $80 | $10 - $14 | $9 - $14 |
| Interest Rate Per Annum (APR) * | N/A | 23.31% - 29.90% | 21.90% - 25.90% |
| Comparison Rate ** | N/A | 50.05% - 65.88% | 27.54% - 33.80% |
*For our loans of $300 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
**All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
**All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
| EXAMPLES | $1,350 | $3,600 | $6,900 |
|---|---|---|---|
| Average Term | 8 months | 13 months | 18 months |
| Repayment Per Week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% 2 | 28.87% 3 |
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How to Apply
1 
Apply Online
All it takes is 6 minutes with our smart online application form.
2 
Accept Offer
If approved, accept your offer by electronically signing with a secure SMS code sent to your mobile.
3 
Receive Finance
Real-Time Funding will make sure your funds are transferred as cleared funds so you can start using it sooner!
4 
Personalised Support
If you need a little help with anything, simply talk to our support team.
Why choose Fair Go Finance?
We’ve been giving our customers a Fair Go since 2008.
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Genuine Customer Service
Real and caring consultants to help you go forward. Funded in minutes!
Apply, approved and funded in as little as 6 minutes
Customised Pricing
Your credit profile is rewarded with tailored pricing. Get more & pay less.
Save up to $115 on a small loan
Save up to $357 on a medium loan
Loyalty Rewards Program
Enjoy rate and discount rewards for your loyalty. Rewarded on your return!
Returning customer gets up to $453 more on the second loan
Boost Your Credit Score
Improve your financial future by repaying your loan with us. Good credit, not bad!
65% of our customers enjoy a 42 point increase to their credit score.
Genuine Customer Service
Real and caring consultants to help you go forward. Funded in minutes!
Apply, approved and funded in as little as 6 minutes
Customised Pricing
Your credit profile is rewarded with tailored pricing. Get more & pay less.
Save up to $115 on a small loan
Save up to $357 on a medium loan
Loyalty Rewards Program
Enjoy rate and discount rewards for your loyalty. Rewarded on your return!
Returning customer gets up to $453 more on the second loan
Boost Your Credit Score
Improve your financial future by repaying your loan with us. Good credit, not bad!
65% of our customers enjoy a 42 point increase to their credit score.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions
No, but we have customers across Brisbane and the broader Brisbane region who come to us for loans ranging from $500 small loans to $10,000 loans. In fact, we have customers across Australia.
That’s because we’re one of Australia’s largest non-bank personal loan lenders and we’ve used all our finance and tech smarts to go 100% online. No expensive branches in the Brisbane CBD. No unnecessary overheads. And that means we can offer more competitive, personalised loans.
In short, it doesn’t matter whether you’re in living in Brisbane or regional Queensland, we’re here to help you maximise your borrowing power and keep your borrowing costs as small as possible.
Call our friendly team, here in Australia, on 1300 324 746 or contact us via live chat if you have a question. Or apply for a loan in minutes.
Our small loans start at $500, but we regularly provide loans of up to $10,000 for our customers in Brisbane and across Australia. And assuming you’re formally approved, you’ll receive your cash within 24-48 hours – cash that’s yours to spend as you wish.
Our online application process is the same no matter how big or small your loan – you can apply online in minutes and our smart system will give you a provisional decision almost immediately.
But you don’t have to take our word for it. Or the word of our customers in Brisbane (check out our testimonials). Apply for a small loan or a large loan and see for yourself.
Technically speaking, in Australia, a small loan is a loan of $500 to $2,000. That’s the industry definition, whether you’re living in Brisbane or on the west coast.
There are, of course, plenty of small loan lenders out there. But at Fair Go, we’re one of Australia’s largest non-bank personal loan lenders, and we got there by doing the right thing by our customers – always – and by continually investing in our fast, secure online system.
As a responsible lender, we’ll always be upfront. No hidden fees. No changes to your repayments. We’ll personalise our rates and terms to minimise your borrowing costs. And we’ve made it easy to apply online for a small loan of $500-$2,000 or as much as $10,000. See for yourself.
While you may have to provide security for a larger loan of more than $2,000 (it depends on a number of factors), our small loans are unsecured loans. This means you don’t need to provide an asset as security when you take out a small loan of $500-$2,000.
But whatever the size of the loan, our application process is the same – quick, easy and secure.
Our smart system can give you a provisional decision in minutes. Then, if you’re conditionally approved, our friendly team will call you to verify your personal information and confirm whether you’ll need to take out a secured loan.
Many of our customers in Queensland live in Brisbane, or in the Brisbane suburbs, but we provide quick and easy online loans for customers across Australia. Lots of our customers take out loans from the comfort of their homes in remote rural areas.
Our smart online application system means that, as long as you have an internet connection and meet our eligibility requirements, you can apply online in minutes. Whether you want a small loan of $500 or $10,000, our smart system can give you a provisional decision almost immediately.
The only proviso? Unfortunately, if you live in a caravan park we’re unable to offer you a loan.
Sometimes, through no fault of their own, people find themselves with a bad credit score. We get it. And we believe that everyone deserves a fair go, so even if you have a less than ideal credit rating, we may be able to help you with a bad credit loan.
Our bad credit loans have helped lots of customers in Brisbane and across Australia get the cash they need and repair their credit history.
We recommend finding out your credit score before you apply for a loan, even a small loan (it may be easier to take out a small loan if you have a bad credit rating). For more info, watch our video about how to find out your credit score. Alternatively, request a free copy of your credit report from Equifax. Once you know why you have a bad credit score, it’s easier for us to advise you.
Large and small loans, made simple.
Our smart system can give you a decision almost straight away. And if you receive conditional approval, you can accept via SMS. No printing, signing and scanning. Easy.
See what our customers are saying
Read all reviews
Are you eligible to apply?
- I am 18 years or older
- I have not entered into bankruptcy or part 9 agreement within the last 6 months
- I am willing to provide my Bank Statements online
- My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.