About us and our focus on you.

Like all the best businesses, Fair Go was born out of a desire to do something good.

For us, that means helping people get a fair go, financially. In a marketplace full of lenders often operating in their own best interests, rather than yours, we’re here to listen, advise and use all our finance and tech smarts to help you get the cash you need to get on with life.

  • Our mission: To empower people, financially.
  • Our vision: To be a market leader in online credit through a combination of innovation, technology and services, to improve the lives of our customers.

Different. In a good way.

We’re not your typical, small loan company.

For a start, we’re 100% online, which means instead of paying for expensive branches, we’re able to focus all our efforts and resources on providing a quick, easy and secure online experience, backed by the best customer care in the business.

But just as importantly, we’re in this for the long haul, not to make a quick buck.

Doing the right thing, always.

At Fair Go, it isn’t just about personalising your loan to minimise your borrowing costs today. As a responsible lender, we’re looking out for your best interests into the future – we’re here to help you move forward, so we’ll never do anything to risk your long-term financial wellbeing.

This is why we have customers across Australia who come back to us time and again for loans that enable them to look after their loved ones and get on in life. And it’s why, today, we’re one of Australia’s largest non-bank personal loan providers.

Named Finalist 2020 Australian Small Business Champion Awards.

Fair Go Finance is honoured to have recently been named a finalist in the Financial Services category of the prestigious 2020 Australian Small Business Champion Awards.

These highly respected awards recognise the hard work and valuable contribution that small businesses make all around Australia.

Moving forward with our customers.


Meet our people.

Like our customers, we’re a diverse bunch, but we all share the same values and believe that everyone deserves a fair go.


Paul Walshe, Managing Director

Fair Go is Paul’s brainchild, conceived in the midst of the global financial crisis in 2008 to change people’s lives through financial empowerment. Since then, former engineer Paul has not only made the professional transition to the fast-moving world of corporate finance, he has driven our growth into a 40+ strong finance and tech business that’s disrupting Australia’s personal finance industry. Very much the heart, soul and innovatory mind behind our business, Paul defines and implements our strategic development, forging the investment and captital-raising partnerships that power our ongoing evolution, while ensuring we bring our team, shareholders and customers along for the ride.

John Olszewski, Chief Technology Officer (CTO)

With a remarkable career and track record of delivering digital transformation solutions for international businesses, including RM Williams and Bunnings Warehouse (Australia/NZ), John is a renowned technology thought leader, strategist and project manager. Here at Fair Go, John’s leadership underpins everything we do. From understanding and anticipating our customers’ needs, to planning our technology strategy and driving its implementation, John ensures we always have the technological smarts, software and infrastructure we need to fulfil our mission and deliver a seamless, secure and ultimately stress-free customer experience.

Andrew Thomas, Chief Financial Officer (CFO)

South African by birth and a business finance expert by profession and nature, Andrew brings a wealth of international financial management, reporting, budgeting and strategy experience to his pivotal role at Fair Go. From his work for Deloitte, to his first-hand experience running his own business, Andrew’s invaluable insights are instrumental in enabling us to disrupt our industry. Whether he’s working to minimise our funding and operating costs, or setting our path for growth, Andrew provides the financial platform that enables us to give more and more customers across Australia a fair go.

Peace of mind.

As you’d expect from a responsible lender on a mission to help everyday Australians get a fair go, we’re an active and respected member of the financial services community.

Members of the National Credit Providers Association.

Our MD Paul Walshe has been on the board of the National Credit Providers Association (NCPA) since 2011.

As our industry’s peak body, the NCPA plays a vital role in engaging with government, regulators and members to ensure we, as an industry, meet our compliance and responsible lending commitments.

Part of Skybound Capital

Fair Go Finance is part of Skybound Capital, a global wealth management business providing a diverse range of investment products for family offices, private clients, advisors and institutions.

With over 30 years of combined industry experience and offices in Mauritius, London, Bermuda, Hong Kong and South Africa, the Skybound team has an impressive network and comprehensive skillset, enabling the group to succeed in even the most volatile market conditions.

Skybound Capital firmly believes that being able to provide sustainable, consistent performance is a vital element in a successful investment management business. The group’s core expertise lies in identifying fresh investment opportunities and developing products that are different from the typical market offering, thereby providing clients with a diversified and optimal portfolio.

Skybound Capital prides itself on close, personal relationships with clients and an ‘open-door’ policy. For more information about Skybound Capital, visit skyboundcapital.com.

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.