Fair Go Finance About us and our focus on you.

Contact Us

Loan Calculator

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,871

Comparison rate from p.a.

44.2%

Min weekly repayment $72.48

About us and our focus on you

Like all the best businesses, Fair Go was born out of a desire to do something good.

For us, that means helping people get a fair go, financially. In this marketplace, most lenders operate for their own best interests instead of giving the customer a product that is tailored to them. We aren’t like them, we’re here to listen, advise and share all of our financial and tech smarts to get you cash so you can get on with life.  

  • Our mission: To empower people, financially.
  • Our vision: To be a market leader in online credit through a combination of innovation, technology and services, to improve the lives of our customers.

Different. In a good way

We’re not your typical, small loan company. We’ve operated differently from our competitors from the get-go.  

We’re 100% online, which means instead of paying for expensive branches we can focus all our efforts and resources on our customers experience. 

We also are committed to making long-lasting, sustainable changes that will help our customers go forward financially, both now and in the future. 

Doing the right thing, always

At Fair Go, it isn’t just about personalising your loan to minimise your borrowing costs today. As a responsible lender, we’re looking out for your best interests into the future – we’re here to help you move forward, so we’ll never do anything to risk your long-term financial wellbeing.


Winner 2020 Australian Small Business Champion Awards

2020 Financial Services Winner of Australian Small Business Champion Awards

Fair Go Finance is honoured to have recently been named the winner in the Financial Services category of the prestigious 2020 Australian Small Business Champion Awards.These highly respected awards recognise the hard work and valuable contribution that small businesses make all around Australia.


Going forward with our customers.

In 2008, Paul Walshe formed Fair Go Finance with our first office being in Mandurah, W.A. Our first employee was Jo Waller, who remained with us for many years and whose name is given to our Monthly Employee award which recognizes and rewards staff for exhibiting Fair Go Finance’s core values.  

In 2010 we rallied our friends and family and managed to raise $1 million in equity. Thanks to them we were able to open our first office in Mandurah, WA. 

By 2013, we continued to work hard to help our customers and prove to investors that we’re here to shake up the personal loan industry. At this stage, we managed to secure $9.5 million in funding from AFM.  

A year later in 2014, Institutional and HNW growth funding was secured giving us access to more capital to use for personal loans. 

And in 2015, we finally opened an office in the heart of Perth.  

In 2017, MyBucks, an industry leader for the personal loan sector in Africa, invested in us. 

We acquired CapFin in 2018, another lender in the personal loan space, to leverage their knowledge and resources. 

And in 2019, SkyCredit Group was born and began housing Fair Go Finance under its umbrella. 

In 2020 we were acquired by Skybound Capital. Skybound Capital are a global wealth management business providing a diverse range of investment products for family offices, private clients, advisors and institutions.  

Meet our people

Like our customers, we’re a diverse bunch, but we all share the same values and believe that everyone deserves a fair go.

Our People

Ceo

Paul Walshe, Managing Director

Fair Go is Paul’s brainchild, conceived in the midst of the global financial crisis in 2008 to change people’s lives through financial empowerment. Since then, former engineer Paul has not only made the professional transition to the fast-moving world of corporate finance, he has driven our growth into a 40+ strong finance and tech business that’s disrupting Australia’s personal finance industry.

Very much the heart, soul and innovatory mind behind our business, Paul defines and implements our strategic development, forging the investment and captital-raising partnerships that power our ongoing evolution, while ensuring we bring our team, shareholders and customers along for the ride.


Peace of mind.

As you’d expect from a responsible lender on a mission to help everyday Australians get a fair go, we’re an active and respected member of the financial services community.

Members of the National Credit Providers Association

Members of the National Credit Providers Association.Our MD Paul Walshe has been on the board of the National Credit Providers Association (NCPA) since 2011.

As our industry’s peak body, the NCPA plays a vital role in engaging with government, regulators and members to ensure we, as an industry, meet our compliance and responsible lending commitments.


Part of Skybound Capital

Fair Go Finance is part of Skybound Capital, a global wealth management business providing a diverse range of investment products for family offices, private clients, advisors and institutions.

With over 30 years of combined industry experience and offices in Mauritius, London, Bermuda, Hong Kong and South Africa, the Skybound team has an impressive network and comprehensive skillset, enabling the group to succeed in even the most volatile market conditions.

Skybound Capital firmly believes that being able to provide sustainable, consistent performance is a vital element in a successful investment management business. The group’s core expertise lies in identifying fresh investment opportunities and developing products that are different from the typical market offering, thereby providing clients with a diversified and optimal portfolio.

Skybound Capital prides itself on close, personal relationships with clients and an ‘open-door’ policy. For more information about Skybound Capital, visit skyboundcapital.com.

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 6 minutes

Fair Go Finance Unique Selling Point

Risk Based Pricing

Your credit profile is rewarded with tailored pricing.
Get more & pay less.

Save up to $115 on a small loan
Save up to $357 on a medium loan

Fair Go Finance Unique Selling Point

Mates Rates Loyalty Program

Enjoy rate and discount rewards for your loyalty.
Rewarded on your return!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.