Fair Go Finance About us and our focus on you.

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Min weekly repayment $72.48

About us and our focus on you

Like all the best businesses, Fair Go was born out of a desire to do something good.

For us, that means helping people get a fair go, financially. In a marketplace full of lenders often operating in their own best interests, rather than yours, we’re here to listen, advise and use all our finance and tech smarts to help you get the cash you need to get on with life.

  • Our mission: To empower people, financially.
  • Our vision: To be a market leader in online credit through a combination of innovation, technology and services, to improve the lives of our customers.

Different. In a good way

We’re not your typical, small loan company.

For a start, we’re 100% online, which means instead of paying for expensive branches, we’re able to focus all our efforts and resources on providing a quick, easy and secure online experience, backed by the best customer care in the business.

But just as importantly, we’re in this for the long haul, not to make a quick buck.

Doing the right thing, always

At Fair Go, it isn’t just about personalising your loan to minimise your borrowing costs today. As a responsible lender, we’re looking out for your best interests into the future – we’re here to help you move forward, so we’ll never do anything to risk your long-term financial wellbeing.

Winner 2020 Australian Small Business Champion Awards

2020 Financial Services Winner of Australian Small Business Champion Awards
Fair Go Finance is honoured to have recently been named the winner in the Financial Services category of the prestigious 2020 Australian Small Business Champion Awards.

These highly respected awards recognise the hard work and valuable contribution that small businesses make all around Australia.

Going forward with our customers.

Going forward with our customers

Meet our people

Like our customers, we’re a diverse bunch, but we all share the same values and believe that everyone deserves a fair go.

Our People


Paul Walshe, Managing Director

Fair Go is Paul’s brainchild, conceived in the midst of the global financial crisis in 2008 to change people’s lives through financial empowerment. Since then, former engineer Paul has not only made the professional transition to the fast-moving world of corporate finance, he has driven our growth into a 40+ strong finance and tech business that’s disrupting Australia’s personal finance industry. Very much the heart, soul and innovatory mind behind our business, Paul defines and implements our strategic development, forging the investment and captital-raising partnerships that power our ongoing evolution, while ensuring we bring our team, shareholders and customers along for the ride.

John Olszewski, Chief Technology Officer (CTO)

John Olszewski, Chief Technology Officer (CTO)

With a remarkable career and track record of delivering digital transformation solutions for international businesses, including RM Williams and Bunnings Warehouse (Australia/NZ), John is a renowned technology thought leader, strategist and project manager. Here at Fair Go, John’s leadership underpins everything we do. From understanding and anticipating our customers’ needs, to planning our technology strategy and driving its implementation, John ensures we always have the technological smarts, software and infrastructure we need to fulfil our mission and deliver a seamless, secure and ultimately stress-free customer experience.

Andrew Thomas, Chief Financial Officer (CFO)

Andrew Thomas, Chief Financial Officer (CFO)

South African by birth and a business finance expert by profession and nature, Andrew brings a wealth of international financial management, reporting, budgeting and strategy experience to his pivotal role at Fair Go. From his work for Deloitte, to his first-hand experience running his own business, Andrew’s invaluable insights are instrumental in enabling us to disrupt our industry. Whether he’s working to minimise our funding and operating costs, or setting our path for growth, Andrew provides the financial platform that enables us to give more and more customers across Australia a fair go.

Peace of mind.

As you’d expect from a responsible lender on a mission to help everyday Australians get a fair go, we’re an active and respected member of the financial services community.

Members of the National Credit Providers Association
Members of the National Credit Providers Association.

Our MD Paul Walshe has been on the board of the National Credit Providers Association (NCPA) since 2011.

As our industry’s peak body, the NCPA plays a vital role in engaging with government, regulators and members to ensure we, as an industry, meet our compliance and responsible lending commitments.

Part of Skybound Capital

Fair Go Finance is part of Skybound Capital, a global wealth management business providing a diverse range of investment products for family offices, private clients, advisors and institutions.

With over 30 years of combined industry experience and offices in Mauritius, London, Bermuda, Hong Kong and South Africa, the Skybound team has an impressive network and comprehensive skillset, enabling the group to succeed in even the most volatile market conditions.

Skybound Capital firmly believes that being able to provide sustainable, consistent performance is a vital element in a successful investment management business. The group’s core expertise lies in identifying fresh investment opportunities and developing products that are different from the typical market offering, thereby providing clients with a diversified and optimal portfolio.

Skybound Capital prides itself on close, personal relationships with clients and an ‘open-door’ policy. For more information about Skybound Capital, visit skyboundcapital.com.

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 15 minutes

Fair Go Finance Unique Selling Point

Risk Based Pricing

Your credit profile is rewarded with tailored pricing.
Rewarded on return!

Save up to $115 on small loan
Save up to $357 on medium loan

Fair Go Finance Unique Selling Point

Mates Rates Loyalty Program

Enjoy rate and discount rewards for your loyalty.
Get more & pay less!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.


Please be aware our phone lines are temporarily down. Whilst they are being fixed, please contact us either via our Chat function or you're welcome to email us at apply@fairgofinance.com.au and we will be happy to assist you. We apologise for the inconvenience and hope to have this rectified soon.