Borrow Money Fast and Securely!

What’s important to you when you need to borrow cash?

Is it how much it will cost to borrow?  Maybe it’s if you can apply easily online? Could it be how quickly you receive the money? Or perhaps you’re more focused on how safe and transparent the process is?

Well, here at Fair Go Finance every one of these matters to us. So if you’re borrowing money, you can rest assured we’ve covered all of these and more!

For all loans between $500 and $10,000, we can help! Apply online with us for that extra cash today.

Need up to $10,000? click here

How much does it cost to borrow?

Our borrowing costs simply depend on the loan size you choose and what your credit rating is.

If you have a good credit rating, you’ll be rewarded with our best competitive rates! But what if you are recovering from bad credit? That’s ok too! You’re still welcome to apply for a bad credit loan with us, so you can start to repair your credit.

We love being open and transparent about our costs and have no hidden charges or early payout fees. Why not check out our loan rates page or use our loan slider to get a good idea of what the repayments and fees could be for you.


Larger loans. Longer terms. Better rates!

How Much?


Repayment Term

6 months36 months

Interest rate from p.a.


Comparison rate from p.a.


Minimum weekly repayment


Total repayment


How easy and quick is it to borrow with Fair Go Finance?

In one word, very!

We have very easy loans and our online application is incredibly fast – it takes just a few minutes! If formally approved, we’ll let you know straight away and your funds will be transferred within the hour. (It will depend on who you bank with, as to how long it may take to arrive in your account. If you’re with Westpac, like us, you’ll be the first to receive it!)

You can read more about how to get a loan here.

Is borrowing online safe and secure?

Yes, absolutely. Our tech team work tirelessly to ensure our whole website is completely secure.

Plus, when you provide your bank statements, we use the secure service provided by Proviso, a trusted Australian company whose encrypted technology provides 90 days of read-only access, so your banking security can’t be compromised.

Is there anything more to know about borrowing?

Well, there’s just one more thing and that’s the reliable and friendly service you’ll always receive from us! Our staff really are a great bunch and are here to help you in anyway they can.

Is there anything more you could possibly need?

Apply now and borrow money with Fair Go Finance today!

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.