Looking for Perth's fastest, fairest small loan lender?

While our personal loan company is based in Perth – our national HQ is in Perth CBD – as one of Australia’s largest non-bank personal loan providers, we’re 100% online. And with good reason.

Being 100% online means we’re able to focus all our finance and customer service smarts on helping our customers across Australia secure the cash they need, from $500 small loans to $10,000 large loans. All online. All super-fast and secure.

Instead of paying for expensive branches in state capitals like Perth, we’re able to focus on personalising our loan rates and terms to maximise your borrowing costs and minimise your borrowing costs. See for yourself. Talk to our friendly team on 1300 324 746, contact us via live chat if you have a question or apply for a large, medium or small loan online in minutes

Wherever you live in Australia, either in Perth or on the other side of the country, technically speaking small loans are loans ranging from $500 to $2,000. Similarly, large loans start at $5,000 (our large loans range up to $10,000), with medium loans sitting in the middle ($2,000-$5,000).

At Fair Go, whether you’re applying for a $500 loan or a $10,000 loan, the online application process is the same – quick, easy and secure.

Our online application process takes a few minutes and our smart system will give you a provisional decision straight away. Then, assuming you’re approved, you could have your cash within 24-48 hours. That’s why we have satisfied customers across Australia, from Perth in WA to Cairns in Far North Queensland – check out our reviews.

Apply for a small loan or a large loan and see for yourself.

Easy. Really easy. In fact, we’ve used all our finance and tech smarts to make applying for a loan quick and simple, whether you’re applying for a small loan of $500 to $2,000 or a large loan of $10,000, whether you’re in Perth or on the other side of the country.

What’s more, as one of Australia’s largest non-bank loan providers and a responsible lender you can rely on us to always do the right thing, from ensuring our 100% online application process is secure to ensuring you know upfront how much your loan will cost.

No hidden fees. No changes to your repayments. No penalties for paying off your loan early to reduce the interest you pay. And we’ll personalise your loan to minimise your borrowing costs, whether you apply online for a small loan of $500-$2,000 or $10,000.

No, our small loans (loans from $500 to $2,000) are unsecured loans, so there’s no need to provide an asset as security. If you apply for a larger loan, you may have to take out a secured loan – it depends on a number of factors, including your credit history.

Either way, applying for a small loan or a larger one couldn’t be easier. You can apply online in minutes and our smart system will give you a provisional decision straight away.

Assuming you receive conditional approval, our friendly team will contact you to personalise and minimise the cost of your loan the same day – if you’re applying for a larger loan, we’ll discuss the pros and cons of secured and unsecured loans then.

Not at all. While our loan company is based in Perth and we have our national headquarters in Perth CBD, we provide small loans from $500 to $2,000, right up to $10,000, for customers across Australia.

We’re 100% online, so instead of wasting money on local branches, we’ve focused all our time and resources on making our online application process and customer service the best in the business, whether you’re living in the Perth suburbs or a remote rural town.

As long as you have a smart device, an internet connection and a few minutes, you can apply for a loan and get a provisional decision almost immediately. The only exception? Unfortunately, we’re unable to offer you a loan if you live in a caravan park.

We believe everyone deserves a fair go, which is why we’ll do everything we can to ensure you get the best loan deal you can, even if you’ve got a less than ideal credit history.

Of course, we can’t guarantee to offer you a loan, but our bad credit loans have helped lots of customers across Australia – from Perth to Cairns – get the cash they need and, in the process, repair their credit rating.

If you’re concerned your credit history may be a problem, find out your credit score before you apply for a loan by requesting a free copy of your credit report from Equifax. Once you know why you have a bad credit score, it’s easier for our friendly team to advise you on the best way forward.