Personal Cash Loans in Perth

While our personal loan company is based in Perth – our national HQ is in Perth CBD – as one of Australia’s largest non-bank personal loan providers, we’re 100% online. And with good reason.

Being 100% online means we’re able to focus all our finance and customer service smarts on helping our customers across Australia secure the cash they need, from $500 small loans to $10,000 large loans. All online. All super-fast and secure.

Instead of paying for expensive branches in state capitals like Perth, we’re able to focus on personalising our loan rates and terms to maximise your borrowing costs and minimise your borrowing costs. See for yourself. Talk to our friendly team on 1300 324 746, contact us via live chat if you have a question or apply for a large, medium or small loan online in minutes

Wherever you live in Australia, either in Perth or on the other side of the country, technically speaking small loans are loans ranging from $500 to $2,000. Similarly, large loans start at $5,000 (our large loans range up to $10,000), with medium loans sitting in the middle ($2,050-$5,000).

At Fair Go, whether you’re applying for a $500 loan or a $10,000 loan, the online application process is the same – quick, easy and secure.

Our online application process takes a few minutes and our smart system will give you a provisional decision straight away. Then, assuming you’re approved, you could have your cash within 24-48 hours. That’s why we have satisfied customers across Australia, from Perth in WA to Cairns in Far North Queensland – check out our reviews. It is important to be comfortable with the monthly repayment amount, as successful repayment of previous loans can lead to better terms on future loans.

Apply for a small loan or a large loan and see for yourself.

Easy. Really easy. In fact, we’ve used all our finance and tech smarts to make applying for a loan quick and simple, whether you’re applying for a small loan of $500 to $2,000, a medium loan of $2,050 - $5,000, or a large loan of $10,000, whether you’re in Perth or on the other side of the country.

What’s more, as one of Australia’s largest non-bank loan providers and a responsible lender you can rely on us to always do the right thing, from ensuring our 100% online application process is secure to ensuring you know upfront how much your loan will cost.

No hidden fees. No changes to your repayments. No penalties for paying off your loan early to reduce the interest you pay. And we’ll personalise your loan to minimise your borrowing costs, whether you apply online for a small loan of $500-$2,000 or $10,000.

No, our small loans (loans from $500 to $2,000) are unsecured loans, so there’s no need to provide an asset as security. If you apply for a larger loan, you may have to take out a secured loan – it depends on a number of factors, including your credit history. The interest rates for these loans are defined by the National Credit Code.

Either way, applying for a small loan or a larger one couldn’t be easier. You can apply online in minutes and our smart system will give you a provisional decision straight away.

Assuming you receive conditional approval, our friendly team will contact you to personalise and minimise the cost of your loan the same day – if you’re applying for a larger loan, we’ll discuss the pros and cons of secured and unsecured loans then.

Not at all. While our loan company is based in Perth and we have our national headquarters in Perth CBD, we provide small loans from $500 to $2,000, right up to $10,000, for customers across Australia.

We’re 100% online, so instead of wasting money on local branches, we’ve focused all our time and resources on making our online application process and customer service the best in the business, whether you’re living in the Perth suburbs or a remote rural town. Quick cash loans are essential for managing unexpected expenses, such as urgent car repairs or medical bills, providing a fast and reliable solution to sudden financial emergencies. Our repayment terms are designed to align with your pay cycle, ensuring that the loan is affordable and fits seamlessly with your regular income frequency.

As long as you have a smart device, an internet connection and a few minutes, you can apply for a loan and get a provisional decision almost immediately. The only exception? Unfortunately, we’re unable to offer you a loan if you live in a caravan park.

A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.

We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.

If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.

It depends. The faster you can provide your supporting documents so we can complete your fast cash loans application assessment, the quicker we can process your application and give you a decision.

The good news is, our smart system enables you to submit your supporting documents online – it’s quick and easy. Assuming your application is successful, we can then transfer the approved funds directly into your bank account.

Find out more about our fast cash loan application and approval process.

We provide cash loans for all sorts of people all over Australia. To apply for a cash loan, you’ll need to be at least 18 years of age and a permanent Australian resident, with a regular salary or income.

Worried that your bad credit history will prevent you from taking out a cash loan? Don’t fret, we’re here to help you get a fair go and your credit history back on track. Find out about our bad credit loans.

If you need a cash loan fast – really fast – then call us on 1300 324 746 or talk to our team in Australia via live chat. We’ll help you fast-track your cash loan application the same day.

1. Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.

2. A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.

3. Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.

4. Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.

Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.