Looking for Perth's fastest, fairest small loan lender?

From small loans to $10,000 loans, we're 100% online and we've got your back, Perth.

  • Fast. Apply and get a decision in minutes.
  • Flexible. Small loans up to $10,000. 
  • Fair. We have thousands of Perth customers who can vouch for us.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How it works

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

Apply in Minutes

Choose your $500-$10,000 loan and apply online.

Get a Decision

We'll contact you, verify your details and give you an answer.

Receive your funds

Sign your contract and receive your funds overnight.

How can we help you?

Below you’ll find answers to the most frequently asked personal loan questions

Apply Online

How our Perth team has become Australia's favoruite small loan lender.

From humble beginnings and our national headquarters in Perth, Fair Go has grown to become one of Australia’s largest and most respected non-bank loan providers. But why do customers across the country choose us for their small loans, medium loans and large loans?

Because we’re committed to doing the right thing by you. Always.

As a responsible lender, we’ll always be upfront about the cost of your loan. As a 100% online personal loan provider, we’ve made applying for loans up to $10,000 as quick, easy and secure as possible. And as a business that focuses on looking after your best interests, we’ll personalise your loans rate and terms to minimise your borrowing costs.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

5 Months

 

Typical Establishment Fee

10% – 20%

 

Monthly Fee

2% – 4% of Principal

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 up to $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

8 Months

 

Typical Establishment Fee

$360 – $695

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$39 up to $220

 

Establishment Fee

$360 – $460

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

*Repayments per week depend on affordability.

Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

Small loans that are big on integrity.

You can apply online in minutes, using our free and secure bank statement service to ensure our smart system gives you a provisional decision straight away. And you can accept our offer via SMS. No printing, signing and scanning.

Apply Now!

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.