Looking for a quick, responsible loan provider in Melbourne?

Whether you need a large or small loan, our loans are quick, secure and responsible too.

  • Quick. Apply and get a decision in minutes.
  • Flexible. Small loans, right up to $10,000. 
  • Fair. We have thousands of Melbourne customers who can vouch for us.

How Much?

$500 $10,000

How Long?

6 months 36 months

Min weekly repayments* $72.50

How it works

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

Apply in Minutes

Choose your $500-$10,000 loan and apply online.

Get a Decision

We'll contact you, verify your details and give you an answer.

Receive your funds

Sign your contract and receive your funds overnight.

How can we help you?

Below you’ll find answers to the most frequently asked personal loan questions

Apply Online

Melbourne’s fairest quick loan lender isn’t in Melbourne at all.

At Fair Go, we’re 100% online, offering small loans of $500-$2,000, right through to $10,000 loans. No expensive branches in Melbourne CBD. No unnecessary overheads. Just quick loans you can apply for online in minutes, with personalised rates and terms minimising your borrowing costs.

As one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ve used all our finance and tech smarts to make applying for your loan as quick, easy and secure as possible.

Whether you need $10,000 or a small loan, you can apply in minutes. Use our quick and secure bank statement service and our smart system can give you a provisional decision almost immediately. And assuming you’re conditionally approved, you can accept our offer via SMS. Our friendly team will then call you to progress your application and personalise your loan.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

5 Months

 

Typical Establishment Fee

10% – 20%

 

Monthly Fee

2% – 4% of Principal

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 up to $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

8 Months

 

Typical Establishment Fee

$360 – $695

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$39 up to $220

 

Establishment Fee

$360 – $460

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

*Repayments per week depend on affordability.

Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

Large or small, all our loans are quick.

No printing, signing and scanning. No delays. Just ask our customers in Melbourne. You can go from online application to having your cash paid to your nominated account in 24-48 hours.

Apply Now!

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.