Need a Short Term Loan in Perth?
At Fair Go Finance, we offer short term loans in Perth to help you cover urgent costs without the hassle. Our fast, online application process allows you to access up to $10,000 with no hidden fees and flexible repayment terms. Get approved in minutes and receive your funds in as little as 15 minutes.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How our short term loans work
Apply Online: Complete our simple form in just minutes.
Fast Approval: Once approved, funds are transferred in as little as 15 minutes.
Flexible Repayments: Choose repayment terms that fit your budget.
Our short term loans are designed to give you the financial flexibility you need, with no long wait times or complicated paperwork. Apply now and access fast cash today!
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Why Perth Residents Trust Fair Go Finance
Genuine Customer Service: Our team is here to help, with no confusing jargon.
Personalised Loan Offers: We tailor the loan to your financial needs, with flexible repayment options.
Credit Score Boost: Making timely repayments with us can help boost your credit score over time.
Quick Turnaround: Get funds transferred within 15 minutes of approval.
Responsible Lending: We’ve been helping Aussies for over two decades, offering loans when others wouldn’t.
We believe in full transparency to ensure you make the best financial decision for your situation. Learn more about our short term loans in Perth, including low-interest and instant cash loan options.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
What Can I Use a Short Term Loan For?
Our short term loans are ideal for covering a wide range of unexpected expenses, including:
Emergency car repairs – Don’t let car troubles derail your day.
Medical bills – Get the care you need without the stress of unexpected costs.
Home repairs – Fix those urgent home issues, like a leaking roof or broken appliance.
Debt consolidation – Simplify your finances by combining multiple debts into one easy-to-manage loan.
Unplanned travel – Need to travel for a family emergency? We’ve got you covered with fast cash.
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Who Can Apply for a Short Term Loan in Perth?
Fair Go Finance offers short-term loans to Perth residents with a variety of financial backgrounds, including those with bad credit. To apply, you’ll need to meet the following basic criteria:
Be at least 18 years old
Be an Australian resident
Have a regular source of income (either from employment or government benefits)
Provide valid ID and bank account details
We consider your current financial situation, so even if you have a low credit score, you may still qualify for a short term loan.
Perth’s Most Reliable Short Term Loans
At Fair Go Finance, we know unexpected expenses can throw your plans off course. Whether you need to cover a vet bill, urgent car repairs, or other unexpected costs, our short term loans in Perth are designed to give you peace of mind, fast.
Ready to take control of your finances? Apply for an short term loan now and get approved in minutes!
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions