Want a flexible line of credit you can easily access when you need to?

Our competitive rates start from 14.90%* and are tailored to your credit profile and history

  • Reusable Limit. $300 up to $5,000. No need to re-apply.
  • Easy Redraw. Fast access for any expense or emergency.
  • Flexible Repayments. Only pay interest on what you use.


*This interest rate is for good credit customers and is based on an Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your line of credit to the date your payment is due.

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Customer Service

Real consultants to support you, plus a chatbot and online portal to help you manage your loan 24/7.

Fair Go Finance Unique Selling Point

Risk Based

Our tiered pricing means your unique credit profile can be rewarded. The better your credit profile, the better the rate you receive.

Fair Go Finance Unique Selling Point

Mates Rates Loyalty Program

We give back on all our loans! Our loyalty program offers you fast track benefits, future rate discounts and more.

Fair Go Finance Unique Selling Point

Protect & Boost Your Credit Score

Make your repayments on time to help boost your credit score.

Find Out More

How does it work?

Our line of credit offers ongoing flexibility with a continuous credit limit.

  • And as life gets busier, it’s never been more important to have access to quick and hassle-free funds.
  • Our line of credit can provide you the flexibility to draw your entire limit, or gives you fast access to smaller amounts when you need (up to your approved credit limit.)
  • And because interest is only charged on what you use, your repayments are flexible too. Either pay the minimum required, or as much as you want to, it’s entirely up to you.

Below are the most frequently asked questions about our line of credit

You may also be interested to know

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.