Quick & Easy Personal Loans Up To $10,000

Hi, and welcome to Fair Go Finance!  We’re really glad you found us.

Our passion is to help everyday Australians, like you, find the right personal loan and support you through the entire loan experience and beyond.

Do you need a personal loan right now but aren’t sure where to start?  Well, that’s where we come in.


Helping everyday Australians with fast personal loans

At Fair Go Finance we’re committed to providing you with all the information and tools you need so you can confidently go forward with your personal loan application. Plus, we’ve made our online application quick and easy to fill out, which means getting a same day personal loan has never been easier.

To start, are you looking for between $500 and $10,000? If you are, we’ll be able to look at your situation and credit history to work out the best way forward.

No matter where you’re located in Australia, whether you need a secured or unsecured loan, we’re ready and waiting. Our application process is completely online and we are confident we have the best priced small loans in Australia!

At Fair Go Finance you’ll experience a simple and easy process. You’ll be listened to and be given support whenever you may need it. Plus, you’ll be provided with ongoing education and rewards, all of which form our genuine “Fair Go” promise to you. Go forward with us today!

Ready? Start by trying our loan slider below – it shows you every personal loan you can apply for!

Larger loans. Longer terms. Better rates!

How Much?


Repayment Term

6 months36 months

Interest rate from p.a.


Comparison rate from p.a.


Minimum weekly repayment


Total repayment


What is a personal loan?

A personal loan is a much smaller loan than a mortgage and can help you finance all types of personal needs or expenses.

Maybe you’re looking for a loan to help with a holiday, some new furniture or even a new car. Perhaps it’s for more practical reasons, such as paying a rental bond, consolidating debts or to help with general unexpected expenses like fixing your car or an unplanned vet bill.

Because personal loans are a smaller type of loan they are taken over a shorter term. At Fair Go Finance the term will depend on how much you want to borrow and your affordability.

Our shortest term is 3 months and our longest personal loan term is 3 years. If you tried out our loan slider above, you would have seen what your repayments and loan term could be. The chart below also helps explain our different loan sizes and loan terms that we can offer.

Small Loan

$500 – $2,000

Repayments over 3 – 12 months

Medium Loan

$2,001 – $5,000

Repayments over 3 – 24 months

Large Loan

$5,001 – $10,000

Repayments up to 3 years

So whether it’s a goal, a dream or a helping hand, we’re pretty sure we’ve got every personal need covered. Check out our range of loans below to see which loan type best suits your need. We offer:


Whether you’re looking for personal loans for bad credit, or simply need money fast and want a quick and easy loan, let Fair Go Finance support you so you can go forward!

  • What should I look for in a personal loan?

    It’s very important that when you are looking for a personal loan, you make sure the loans are provided by a responsible lender, like us!

    A responsible lender will always ensure your best interests are their priority, which means they will only offer you a loan if it is affordable for you and meets your needs.

    To check this, look at their website and make sure they are transparent about all their costs, declare they are committed to you as a responsible lender, provide lots of useful and informative information, and respond to you if you contact them with a query.

    You’ll find that Fair Go Finance ticks all of these boxes. So, is there anything else you could check before considering applying for a personal loan?

    Yes, there still is! Here are a few more things we recommend you do:

    Check their website is secure. Read our blog “Who can I trust for an online loan” if you are not sure how to do this!

    Look to see if they are on social media such as Facebook and make sure they interact professionally and respectfully with their customers.

    Compare their loans to other providers to see which one really does meet your needs the best.

    Read our blog “Bank statements: A key to getting your loan approved.” This is important information which you need to know, which is why we’ve provided it for you!

  • How much can I borrow on a personal loan?

    This is different for everyone and is determined by your eligibility, affordability and your credit rating.

    It’s a good idea to look at your bank statements and create a budget, as this will help you see how much money you have left over each month that could be put towards a personal loan repayment.

    At Fair Go Finance, you can borrow from $500 up to $10,000.

    If you already know how much you want to borrow, use our loan slider (if you haven’t already!) to get an idea of what your repayments could be and then ask yourself if you’d be able to comfortably manage this repayment each month.

    If you know you can afford it and you’ve checked your eligibility, then it sounds like you’re ready to apply!

  • How do I apply for a personal loan?

    At Fair Go Finance we’ve made it as easy as possible to apply for a same day personal loan.

    Use our loan slider to select your loan amount, click the green “GO” button, and complete our simple and quick application which is 100% online.

    In as little as 5 minutes, you can have the application completed and you’ll have an indicative answer as to whether your loan is conditionally approved or not. How good is that!

    If you’re conditionally approved, all that’s left to do is provide any details you may not have been able to give during the application.

    One of our dedicated lending consultants will then complete your assessment and if everything’s okay, your personal loan funds will be transferred directly into your bank account that same day.

    So if you would like a fast personal loan with quick and efficient service, and friendly people to talk to, you’ve come to the right place!

    Choose Fair Go Finance for your personal loan needs because:

    We’re here for you and want to support you for the long haul!

    We’re honest, transparent, and will continuously provide you with ways to help improve your credit rating and borrowing power!

    We genuinely care and want to help you achieve a better financial future.

Go forward with us and begin your financial journey today!

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.