Personal Loans up to $10,000

Hi, and welcome to Fair Go Finance!  We're really glad you found us.  

Our passion is to help you find the right personal loan and support you through the entire loan experience and beyond.

Do you need a personal loan right now but aren’t sure where to start?  Well, that's where we come in.  

At Fair Go Finance we're committed to providing you with all the information and tools you need so you can confidently go forward with your personal loan application today.

To start, are you looking for between $500 and $10,000? If you are, we'll be able to look at your situation and credit history to work out the best way forward.

Wherever you may be located within Australia and whether you need a secured or unsecured loan, we’re ready and waiting. Our application process is completely online and we are confident we have the best priced small loans in Australia!

At Fair Go Finance you'll experience a simple and easy process, you'll be listened to, be given support whenever you may need it plus you'll be provided with ongoing education and rewards, all of which form our genuine "Fair Go" promise to you. Go forward with us today! 

Ready? Start by trying our loan slider below - it shows you every personal loan you can apply for! 

Larger loans. Longer terms. Better rates!

I need

$
$500$10,000

For

6 months36 months

My credit is

Interest rate
from p.a.

 19.9%

Comparison rate
from p.a.

 44.2%

Minimum weekly
repayment

 $72.48

Total repayment

 $3,766

All prices shown are indicative and are for new customers. For returning customers, you will be eligible for our Mates Rates Loyalty Reward benefits, which includes a 10% discount on your establishment fee. All personal loan applications are subject to approval and will be assessed separately by reference to the applicant’s individual circumstances.

All prices are indicative. Fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All prices are indicative. Fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

What is a personal loan? 

A personal loan is a much smaller loan than a mortgage and can help you finance all types of personal needs or expenses.

Maybe you’re looking for a loan to help with a holiday, some new furniture or even a new car. Maybe it's for more practical reasons, such as paying a rental bond, consolidating debts or to help with general unexpected expenses like fixing your car or an unplanned vet bill. 

Because personal loans are a smaller type of loan they are taken over a shorter term. At Fair Go Finance the term will depend on how much you want to borrow and your affordability.

Our shortest term is 3 months and our longest personal loan term is 3 years. If you tried out our loan slider above, you would have seen what your repayments and loan term could be. The chart below also helps explain our different loan sizes and loan terms that we can offer. 

Small Loans Medium Loans Large Loans
Under $2,000        $2,001 - $5,000 $5,000 - $10,000
Repayments over 3 - 12 months      Repayments over 3 - 24 months Repayments up to 3 years


So whether it’s a goal, dream or helping hand, we’re pretty sure we’ve got every personal need covered. Which of our loans below sound like a match to what you’re needing right now? We offer: 

Whatever your personal loan need may be, let Fair Go Finance support you to go forward! 

Reviews and feedback from customers about Fair Go Finance’s Personal Loans
Overall 4.95
11 reviews
  1. 5

    Staff were polite, considerate and genuine and did their best to ensure that I received the right service.

  2. 5

    Fantastic service. You gave me a fair go when I needed it so you truly live up to your name. Eternally grateful that I found you. 

  3. 5

    Service, advice and helpfulness. You make me feel like a human being as opposed to just another customer. It is really good service.

  4. 5

    Excellent staff who are more than happy to try to accommodate your needs.

  5. 5

    Quick, polite, responsible lending practices, Fair Go by name and Fair Go by nature.

  6. 5

    Easy process, open to everyone and was a good experience

  7. 5

    Ease of application process and the personal attention from someone in Australia.

  8. 4.5

    Easy to deal, you make sure a manageable amount is offered

  9. 5

    It's in your name FAIR GO that's why I come back.

  10. 5

    Easy company to deal with, great experience from start to finish. I myself would use Fair Go Finance again. 

  11. 5

    Everybody I have dealt with have been just exceptional. Customer service is amazing

More Reviews

What should I look for in a personal loan? 

It's very important that when you are looking for a personal loan, that you firstly make sure the loans are provided by a responsible lender, like us!

A responsible lender will always ensure your best interests are their priority, which means they will only offer you a loan if it is affordable for you and meets your needs. 

To check this, look at their website and make sure they are transparent about all their costs, declare they are committed to you are a responsible lender, provide lots of useful and informative information and respond to you if you contact them with a query. 

You'll find that Fair Go Finance ticks all of these boxes, so is there anything else you could check before considering applying for a personal loan?

Yes there still is! Here are a few more things we recommend you do:

How much can I borrow on a personal loan?

This is different for everyone and is determined by your eligibility, affordability and your credit rating.

It's a good idea to look at your bank statements as well as do a budget, as this will help you see how much money you have left over each month that could be put towards a personal loan repayment. 

At Fair Go Finance, you can borrow from $500 up to $10,000. 

If you already know how much you want to borrow, use our loan slider (if you haven't already!) to get an idea of what your repayments could be and then ask yourself if you'd be able to comfortably manage this repayment each month.

If you know you can afford it and you've checked your eligibility then it sounds like you're ready to apply!

How do I apply for a personal loan? 

At Fair Go Finance we’ve made it as easy as possible to apply for a loan.

Use our loan slider to select your loan amount, click the green "GO" button, and complete our simple and quick application which is 100% online.

In less than 5 minutes the application will be done PLUS you’ll have an indicative answer as to whether your loan is conditionally approved or not. How good is that!

If you're conditionally approved, all that's left to do is provide any details you may not have been able to give during the application.

One of our dedicated lending consultants will then complete your assessment and if everything's OK your personal loan funds will be transferred directly into your bank account.

So if you like fast and efficient service and friendly people to talk to, you’ve come to the right place!

Choose Fair Go Finance for your personal loan needs because: 

Go forward with us and begin your financial journey today!

Need up to $10,000?
Fair Go Finance - click if you are an existing customer

 

 

 

 

"Very helpful and friendly!"

Steve, January 2017
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