Looking for a responsible small loan provider in Adelaide?

Discover why we’re the small loan lender of choice for customers in Adelaide and across Australia?

  • Flexible. Small $500 loans, up to $10,000.
  • Easy. Apply online. Get a decision in mins.
  • Fair. We have thousands of Adelaide customers who can vouch for us.

How Much?

$500 $10,000

How Long?

6 months 36 months

Min weekly repayments* $72.50

Total repayment $3,767.19

How it works

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

Apply in Minutes

Choose your $500-$10,000 loan and apply online.

Get a Decision

We'll contact you, verify your details and give you an answer.

Receive your funds

Sign your contract and receive your funds overnight.

How can we help you?

Below you’ll find answers to the most frequently asked personal loan questions

Apply Online

Showing Adelaide’s small loan lenders how it’s done.

As one of Australia’s largest non-bank personal loan providers and a responsible lender, we provide small loans the right way. And not just for customers in Adelaide. We have customers nationwide who come back to us regularly for small loans ($500-$2,000), as well as large loans.

Instead of big overheads for branches in Adelaide CBD, we’ve applied all our finance expertise, tech smarts and financial resources to streamline our online loan service. The result, after years of ongoing improvement, is a smart and secure system that allows you to apply for your loan in minutes. Online. Anytime.

With our free and secure bank statement service fast tracking your application, you can get a provisional decision almost immediately. And if you’re conditionally approved, you can accept our provisional offer via SMS. No printing, signing or scanning.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

5 Months

 

Typical Establishment Fee

10% – 20%

 

Monthly Fee

2% – 4% of Principal

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 up to $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

8 Months

 

Typical Establishment Fee

$360 – $695

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$39 up to $220

 

Establishment Fee

$360 – $460

 

Monthly Fee

$5

 

Interest Rate Per Annum

17.9% – 29.9%

 

Comparison Rate

36.64% – 53.12%

*Repayments per week depend on affordability.

Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

Making small loans quick and easy.

Assuming you’re formally approved, we’ll transfer your funds overnight. So that’s a journey from online application to cash in your account that takes 24-48 hours.

Apply Now!

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online

Please note: Bank statements can only be submitted via our secure online service.

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.