As one of Australia’s largest non-bank personal loan providers, we’re 100% online. But while we don’t have branches in Adelaide, we’re the small loan lender of choice for a growing legion of customers across Adelaide, South Australia and the rest of the country.

And the fact that we don’t have branches or offices in Adelaide is a good thing. Instead of paying for expensive premises, we’re able to use all our finance, tech and financial resources to make applying for loan as quick, easy and secure as possible. Apply for a loan online and see for yourself.

It also means that our team can focus on providing personal service and personalised loan rates and terms, ensuring we always do the right thing by you and minimise your borrowing costs.

But don’t take our word for it. Put us to the test. Call us on 1300 FAIR GO or contact us via live chat if you have a question, or apply online in minutes.

We have customers across South Australia, and while many of them live in Adelaide, you can apply for a loan from anywhere.

Unfortunately, we can’t offer you a loan if you live in a caravan park, but that’s the only proviso. So, as long as you meet our basic eligibility requirements, if you have a smart device and an internet connection, then you can apply online.

You can apply for small loans, starting at $500, right through to $10,000 loans. And whatever the size of your loan, the application process is quick and easy – you can apply and get a provisional decision from our smart system in minutes.

In Australia, a loan of $500-$2,000 is referred to as a small loan. But we also offer larger loans – our customers across Adelaide and South Australia regularly apply for loans up to $10,000.

You’ll find other small loan providers in Adelaide, of course. However, it pays to be careful, especially if you’re considering dealing with a small lender.

Here at Fair Go, as one of Australia’s largest non-bank personal loan providers and a responsible lender, we have a deserved reputation for doing the right thing by our customers. Always. We’re completely upfront about our fees, we never charge early payout fees and we’ll personalise our rates and terms to minimise your borrowing costs.

Whatever the size of your loan, our online application process is the same – quick and easy. Our smart system can give you a provisional decision in minutes. But don’t take our word for it. Apply for a small loan and see for yourself.

No. All of our small loans (loans from $500 to $2,000) are unsecured loans, so you don’t need to provide an asset as security. On the other hand, depending on your credit history and personal circumstances, you may need to take out a secured loan for a larger amount.

We look at a range of factors when we assess your application. This is important. As a responsible lender, we always have your best interests at heart – we’re here to help you get the cash you need to move forward in life, without putting yourself and your budget under undue stress.

That’s why, if your application receives conditional approval from our smart system, our team will be in touch with you ASAP. We’ll verify your personal information and discuss the terms of your loan, ensuring we minimise your borrowing costs and that the loan works for you.

A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.

We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.

If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.