Debt Consolidation Loans

Refinance or consolidate your personal loans with Fair Go Finance

When you apply for a debt consolidation loan with us, we understand you’ve got a few loans or debts you’d like to roll into one so you can make things nice and simple.

We’ve got a variety of loan options ranging from $500 to $10,000. Your credit history will help determine how much you can borrow, so depending on your situation you may need to start small. Then by making your repayments on time you can build up towards a better credit rating and be able to borrow more. So even if your credit score is less than perfect, we may still be able to help you with a consolidation loan for bad credit. 

With us, it’s all about moving forward together and helping guide you every step of the way!

Larger loans. Longer terms. Better rates!

I need

$
$500$10,000

For

6 months36 months

My credit is

Interest rate
from p.a.

19.9%

Comparison rate
from p.a.

44.2%

Minimum weekly
repayment

$72.48

Total repayment

$3,766

 What is a debt consolidation loan used for?

If you have multiple loans and you’re struggle to stay on top of all your repayments or if you’ve got a bad credit rating, then a debt consolidation loan can help. By rolling all your outstanding loans into a debt consolidation loan, you can manage your loan with one easy monthly repayment.

This can include debts such as:

Applying for an online debt consolidation loan is easy and it only takes 5 minutes

Reviews and feedback from customers about Fair Go Finance’s Debt Consolidation Loans
Overall 4.56
9 reviews
  1. 5

    Very fair non judgemental staff who go the extra mile with their customer service.

  2. 4

    Fair Go Finance keep things simple, are extremely fast in responses & easy to deal with.

  3. 4

    So easy to apply and response was within the day.  Friendly cheerful staff.

  4. 5

    Awesome company, friendly service, quick response from company, helped me with my credit rating.

  5. 4.5

    My experience with the company was very professional and courteous.

  6. 5

    Great customer service and quick response times.

  7. 4

    Great service and really understood my situation.

  8. 4.5

    Really quick and customer service was of a high standard.

  9. 5

    I have been a customer for three years and the staff are always helpful.

More Reviews

What are the benefits of a debt consolidation loan?

A Lower Repayment

Generally, you can reduce the total monthly amount you need to pay and improve you cash flow simply by rolling all your debts into one. This is a major benefit, especially if you need surplus cash to manage your day to day life.

It's Easier to Manage

It’s much easier to budget when you only have one repayment to look after. Just ensure you make your payment on time – every time! Direct debits can definitely help with this.

Less Chance of Default

With only one reduced payment to manage, this should help prevent you from missing or defaulting on the loan. This means your credit report can avoid negative listings. Plus, this can help improve your bad credit score if you make your payments on time.

Ready to make your life simpler? Apply online for a debt consolidation loan now!

Keeping debt consolidation loans clear and simple!

Am I eligible?

To apply for an online debt consolidation loan, you need to be 18 years of age or older, a permanent Australian resident and in regular paid employment.

How much can I borrow for a debt consolidation loan?

From $500 up to $10,000

How long can the loan term be?

3 months to 3 years

Is it a fixed or variable rate loan?

It's a fixed rate loan which means there's no risk of interest rates going up. 

Need help? Give us a call on 1300 324 746 or instant message us.

Ready to go forward with a consolidation loan?

If you’ve got bad credit and looking to consolidate your loans, get in touch with Fair Go Finance. Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!

"Your process of securing a loan was very easy and made me feel very comfortable. The communication was fantastic! Thank you again for the work you do!"

Amy, May 2017