Debt Consolidation Loans

When you apply for a debt consolidation loan with us, we understand you’ve got a few loans or debts you’d like to roll into one so you can make things nice and simple.

We’ve got a variety of loan options, from $500 right up to $50,000. Your credit history will help determine how much you can to borrow, so depending on your situation you may need to start small. Then by making your repayments on time you can build up towards a better credit rating and be able to borrow more.

With us, it’s all about moving forward together and helping guide you every step of the way!

How much do you need?

I need



3 months7 years

My credit is

rate p.a.


rate p.a.


Minimum weekly


Total repayment


Need more than $5000?

 What is a debt consolidation loan used for?

A debt consolidation loan can help simplify lots of outstanding debts into one manageable loan. This can include debts such as:

Applying for a cash loan for debt consolidation is easy and it only takes 5 minutes

Reviews and feedback from customers about Fair Go Finance’s Debt Consolidation Loans
Overall 4.60
5 reviews
  1. 4.5

    My experience with the company was very professional and courteous.

  2. 5

    Great customer service and quick response times.

  3. 4

    Great service and really understood my situation.

  4. 4.5

    Really quick and customer service was of a high standard.

  5. 5

    I have been a customer for three years and the staff are always helpful.

More Reviews

What are the benefits of a debt consolidation loan?

A Lower Repayment

Generally, by rolling all your debts into one, it can help improve your cash flow by reducing the total monthly amount you need to pay. This is a major benefit, especially if you need surplus cash to manage your day to day life.

It's Easier to Manage

It’s much easier to budget when you only have one repayment to look after. Just ensure you make your payment on time – every time! Direct debits can definitely help with this.

Less Chance of Default

With only one reduced payment to manage, this should help prevent you from missing or defaulting on the loan. This means your credit report can avoid negative listings, and by making your payments on time can help improve your credit score.

Ready to make your life simpler? Apply for a debt consolidation loan now!

Keeping debt consolidation loans clear and simple!

Am I eligible?

To apply you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

How much can I borrow for a debt consolidation loan?

From $500 up to $50,000

How long can the loan term be?

3 – 7 years

Is it a fixed or variable rate loan?

Fixed or variable, depending on lender

Who will be the lender?

Depending on your credit history and loan amount you request, the lender may be: 
Fair Go Finance $500 - $5000 
Ratesetter $4000- $5000 
Now Finance $4000 -$5000 
Latitude $4000 - $5000
ANZ $5000 - A$50,000 
Direct Money $5000 - $35,000 
Liberty $5000 - $35,000 
Money 3 $5000 - $8000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so it can allow even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!

"Staff were helpful during my application process- I desperately needed cash and I wasn't made to feel bad about asking for a loan."

Sara, February 2017