Debt Consolidation Loans

When you apply for a debt consolidation loan with us, we understand you’ve got a few loans or debts you’d like to roll into one so you can make things nice and simple.

We’ve got a variety of loan options, from $500 right up to $50,000. Your credit history will help determine how much you can to borrow, so depending on your situation you may need to start small. Then by making your repayments on time you can build up towards a better credit rating and be able to borrow more.

With us, it’s all about moving forward together and helping guide you every step of the way!

How much do you need?

I need



3 months7 years

My credit is

rate p.a.


rate p.a.


Minimum weekly


Total repayment


Want more than $5000

 What is a debt consolidation loan used for?

A debt consolidation loan can help simplify lots of outstanding debts into one manageable loan. This can include debts such as:

Weddings, parties and debt consolidation!

A well-known fact in Australia is that parents spend a lot of money on their kids, which usually extends to when they become adults!

One of our customers wanted to chip in towards their daughter’s wedding, so it made sense to consolidate their existing debts at the same time. Only having one loan repayment meant they could focus their attention towards the wedding celebrations. We love helping out during important milestones like these!

What are the benefits of a debt consolidation loan?

A LOWER REPAYMENT: Generally, by rolling all your debts into one, it can help improve your cash flow by reducing the total monthly amount you need to pay. This is a major benefit, especially if you need surplus cash to manage your day to day life.
IT'S EASIER TO MANAGE: It’s much easier to budget when you only have one repayment to look after. Just ensure you make your payment on time – every time! Direct debits can definitely help with this.
LESS CHANCE OF DEFAULT: With only one reduced payment to manage, this should help prevent you from missing or defaulting on the loan. This means your credit report can avoid negative listings, and by making your payments on time can help improve your credit score.

 Ready to make your life simpler? Apply for a debt consolidation loan now!

Keeping debt consolidation loans clear and simple!

Am I eligible? To apply you need to be: 18 years of age or older, a permanent Australian resident and iIn regular paid employment.
How much can I borrow for a debt consolidation loan? From $500 up to $50,000
How long can the loan term be? 3 months to 7 years
Is it a fixed or variable rate loan? Fixed or variable, depending on lender
Who could be the lender? Depending on your credit history and loan amount you request, the lender may be:
Fair Go Finance $500 - $5000
Ratesetter $4000- $5000
Now Finance $4000 -$5000
Latitude $4000 - $5000
ANZ $5000 - A$50,000
Direct Money $5000 - $35,000
Liberty $5000 - $35,000
Money 3 $5000 - $8000

Why restrict your finance options to one lender? At Fair Go Finance we have partnered with some like-minded finance providers so that it allows even more loan choices for you.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you reading this outside our business hours? You can still call and leave a message or contact us with any queries, and we’ll reply as soon as we’re back at work!

"Easy to apply with no hassle. Friendly staff!"

Garry, November 2016