Fair Go Finance How to get a loan

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Loan Calculator

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,871

Comparison rate from p.a.

44.2%

Min weekly repayment $72.48

How to get a loan with Fair Go Finance

How to Apply

Fair Go Finance Unique Selling Point

Apply Online

Fair Go Finance Unique Selling Point

Accept Offer

Fair Go Finance Unique Selling Point

Receive Finance

Fair Go Finance Unique Selling Point

Personalised Support

Our online application should take you no more than 5 minutes to complete. You just need to tell us your income and expenses and then provide some ID and bank account information.

After four quick screens you’ll be done! Hit submit and you’ll receive your preliminary assessment outcome on your screen- there’s no waiting!

With Fair Go Finance, you don’t need to provide any hard copies of your documents because our loan application process is 100% online.

For example, to help you submit your bank statements quickly and easily during the application, we provide you with an online bank statement service called bankstatements.com.au.

This securely accesses 90 days of your bank statements in a read-only format so your funds are completely safe. This service is fast and secure thanks to its 256 bit data encryption.

By providing your bank statements like this, your loan application will be processed in the fastest possible turnaround!

Plus, if your loan is conditionally approved there’s no signing required! We’ll send you an SMS message with a unique code that you can enter straight into the screen to accept the offer! At Fair Go Finance our loan process is super quick, easy and paperless!

We use Real Time Funding, which can have your funds transferred to your bank account in under a minute. If your bank participates with the platform called Split Payments, you can expect to see your loan funds in no time!

We understand there can be times during your loan when you’d really like to speak to someone.

That’s where our friendly Customer Experience team come in, and who are happy to speak to you via phone, email or live chat to solve your query.

And if your financial situation ever changes or you start having repayment issues, then our dedicated Customer Care team are also available and ready to help – we pride ourselves on giving you a fair go from start to finish.

Please have a look at our fantastic customer reviews which are a testament to the great customer service we love to provide!

All Fair Go Finance customers receive:

  1. Excellent customer service
  2. Free direct debit set up
  3. Helpful payment reminders
  4. Flexible repayment options
  5. Loyalty discounts (for repeat customers)

If all of this sounds great and you’re ready to Go Forward with Us, apply now.

What information do I need to apply for a loan?

Document type Examples
Identification Drivers licence number OR medicare card number
Bank Statements 3 months bank statements -most recent 90 days. Use our free
bank statement service during the application to provide these
instantly online.

We recommend that you try to supply all of the above information during the online application so you can get the fastest possible loan outcome!

Sometimes, on the odd occasion, there may be a need for you to provide an additional document, such as a utility bill or salary slip.

For these situations, your dedicated lending consultant will always be in touch to let you know what you need to do.

If you do ever need to email us anything, our email address is: apply@fairgofinance.com.au

Tips for applying for a loan

Apply Online

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 6 minutes

Fair Go Finance Unique Selling Point

Risk Based Pricing

Your credit profile is rewarded with tailored pricing.
Get more & pay less.

Save up to $115 on a small loan
Save up to $357 on a medium loan

Fair Go Finance Unique Selling Point

Mates Rates Loyalty Program

Enjoy rate and discount rewards for your loyalty.
Rewarded on your return!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.