How to get a loan

Fast and easy

Using our simple slider tool, select how much you want to borrow, how long you want to pay it off over and click GO!

Your loan application should only take a few minutes, and once approved, your cash will be transferred within 30 minutes. 

Safe and secure

With Fair Go Finance, you don’t need hard copies of bank statements, payslips or ID documents because our loan application process is 100% online.  Our bank statements service is safe, fast and secure thanks to 256bit data encryption.

We use Australian owned to securely access 90 days of your bank statements.  We can only view 90 days and no one can access your funds.

Australia’s best customer service

At Fair Go Finance, there may be times when you need to speak to someone.  Our friendly staff are all based in Australia and are able to speak to you via phone, email or live chat.  Plus if your situation changes and you’re having difficulties making your repayments, then we pride ourselves on giving you a fair go.

Our excellent customer reviews are testament to the great customer service and value we provide.

All Fair Go Finance customers receive:

  1. Excellent customer service
  2. Free direct debit
  3. Free payment reminders
  4. Flexible repayment options
  5. Loyalty discounts (for repeat customers)

If this all sounds great and you want to Go Forward with Us, apply now.

Larger loans. Longer terms. Better rates!

I need



6 months36 months

My credit is

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What documents do I need to apply for a loan?

Document type Examples (only provide one from each document type)
Identification Passport OR drivers licence OR medicare card OR ATM/credit card
Address 1 utility bill (gas, electricity, phone) OR a rent receipt (showing your name and current address)
Income 1 recent payslip 
Bank Statements 3 months bank statements (most recent 90 days)

You can provide your documents via e-mail or fax. The details are: 


Fax: 1800 324 746 (Use our fax cover sheet so we know it's from you!)

Tips for applying for your loan

Do your research before applying

To protect your credit rating, avoid applying with multiple lenders because too many credit enquiries on your credit report can negatively impact your credit rating, which does influence your outcome. 

Choose the best lender for your situation before applying. Read more about protecting your credit rating here.

Talk to us if you have any doubts about your credit history

We have a dedicated customer service team available to answer any queries you may have. It's better to discuss any concerns you may have before submitting an application.

Learn more about your credit rating.

Be honest and open with your loan application

Be upfront with your income, identity and finances. The documents you provide confirm this information plus other verification checks that we do. If your loan can’t be approved right now, we'll explain the reasons why and provide you some suggestions to help you apply in the future.

Have the necessary information when you apply for a loan

Make sure you have the information to support who you are, what you earn and where you live. This is needed before a loan can be approved. If you're unsure, please contact us, we’re here to help you go forward.



"Excellent fast service, friendly staff, easy to use website"

Chamaine , November 2016