Our online application should take you no more than 5 minutes to complete. You just need to tell us your income and expenses and then provide some ID and bank account information.
After four quick screens you’ll be done! Hit submit and you’ll receive your preliminary assessment outcome on your screen- there’s no waiting!
With Fair Go Finance, you don’t need to provide any hard copies of your documents because our loan application process is 100% online.
For example, to help you submit your bank statements quickly and easily during the application, we provide you with an online bank statement service called bankstatements.com.au.
This securely accesses 90 days of your bank statements in a read-only format so your funds are completely safe. This service is fast and secure thanks to its 256 bit data encryption.
By providing your bank statements like this, your loan application will be processed in the fastest possible turnaround!
Plus, if your loan is conditionally approved there’s no signing required! We’ll send you an SMS message with a unique code that you can enter straight into the screen to accept the offer! At Fair Go Finance our loan process is super quick, easy and paperless!
We use Real Time Funding, which can have your funds transferred to your bank account in under a minute. If your bank participates with the platform called Split Payments, you can expect to see your loan funds in no time!
We understand there can be times during your loan when you’d really like to speak to someone.
That’s where our friendly Customer Experience team come in, and who are happy to speak to you via phone, email or live chat to solve your query.
And if your financial situation ever changes or you start having repayment issues, then our dedicated Customer Care team are also available and ready to help – we pride ourselves on giving you a fair go from start to finish.
Please have a look at our fantastic customer reviews which are a testament to the great customer service we love to provide!
All Fair Go Finance customers receive:
If all of this sounds great and you’re ready to Go Forward with Us, apply now.
|Identification||Drivers licence number OR medicare card number|
|Bank Statements||3 months bank statements -most recent 90 days. Use our free
bank statement service during the application to provide these
We recommend that you try to supply all of the above information during the online application so you can get the fastest possible loan outcome!
Sometimes, on the odd occasion, there may be a need for you to provide an additional document, such as a utility bill or salary slip.
For these situations, your dedicated lending consultant will always be in touch to let you know what you need to do.
If you do ever need to email us anything, our email address is: firstname.lastname@example.org
To protect your credit rating, avoid applying with multiple lenders because too many credit enquiries on your credit report can negatively impact your credit rating, which does influence your outcome.
Choose the best lender for your situation before applying. Read more about protecting your credit rating here.
We have a dedicated customer service team available to answer any queries you may have. It’s better to discuss any concerns you may have before submitting an application.
Be upfront with your income, identity and finances. The documents you provide confirm this information plus other verification checks that we do. If your loan can’t be approved right now, we’ll explain the reasons why and provide you some suggestions to help you apply in the future.
Try to have the information (listed further above) to support who you are, what you earn and where you live. This is needed before a loan can be approved. If you’re unsure, please contact us, we’re here to help you go forward.
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Apply, approved and funded in as little as 6 minutes
Save up to $115 on a small loan
Save up to $357 on a medium loan
Returning customer gets up to $453 more on the second loan
65% of our customers enjoy a 42 point increase to their credit score.