How to get a loan

To get a loan use our simple slider tool

Use our easy loan slider to choose the loan amount and term you'd like to go forward with, and click GO!

Then fill in our friendly online form and within a few minutes you'll see what we're able to offer.

Our secure online loan application includes an easy e-Sign process

If you receive a loan offer it’s easy to go ahead!

We'll send you an SMS code that you simply enter online to accept. It's called electronic signing (or e-Sign) and it's one of the fastest ways to keep your loan moving forward.

Next, provide a few documents, and your part is done! To help, we have a free online bank statement service that's super quick. Don’t worry, your details are encrypted and we’re given read-only access. Our whole process ensures your information is safe and protected.

If your loan is approved, your loan funds are transferred within 30 minutes

A dedicated Customer Solutions Consultant will finalise your application. If formally approval, then it’s "good to go" and the loan funds will be transferred into your account that same day. We’ll let you know when the money is on its way. 

How much do you need?

I need

$
$500$50,000

For

3 months7 years

My credit is

Interest
rate p.a.

6%

Comparison
rate p.a.

9%

Minimum weekly
repayment

$56

Total repayment

$2100

What documents do I need to apply for a loan?

Document type Examples (only provide one from each document type)
Identification Passport OR drivers licence OR medicare card OR ATM/credit card
Address 1 utility bill (gas, electricity, phone) OR a rent receipt (showing your name and current address)
Income 1 recent payslip 
Bank Statements 3 months bank statements (most recent 90 days)

You can provide your documents via e-mail or fax. The details are: 

Email: apply@fairgofinance.com.au

Fax: 1800 324 746 (Use our fax cover sheet so we know it's from you!)

Tips for applying for your loan

Talk to us if you have any doubts about your credit history

We have a dedicated customer service team available to answer any queries you may have. It's better to discuss any concerns you may have before submitting an application, because too many credit enquiries on your credit report can negatively impact your credit rating, which does influence your outcome.

Be honest and open with your loan application

Be upfront with your income, identity and finances. The documents you provide confirm this information plus other verification checks that we do. If your loan can’t be approved right now, we'll explain the reasons why and provide you some suggestions to help you apply in the future.

Have the necessary paperwork when you apply for a loan

Make sure you have the documents to support who you are, what you earn and where you live. These need to be provided before a loan can be approved. If you're unsure, please contact us, we’re here to help you go forward.