Our CommitmentOur Commitment to Our Customers.

Our commitment to our customers is in our DNA. It’s in everything we do – and it shapes what we do for you.

Our CommitmentGiving Everyone A Fair Go.

Fair Go Finance was born from a desire to do something good. And with money a central theme in all our lives, this meant giving people a fair go financially.

Our CommitmentDifferent, In The Best Way Possible.

We don’t strive to be like the rest. We want our focus to be on our customers’ experience with us. It’s there in our personalised service and rates and commitment to making long-lasting, positive changes to your financial journey.

No Risky Business

As a responsible lender, we keep your best interests in mind. We want you to move forward and will never do anything to risk your financial health.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

See what our customers have to say about us

See Reviews and Feedback

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)


Comparison Rate


Loan Amounts

$2,050 - $5,000

Avg. Term

7 - 19 Months

Establishment Fee

$437 - $771

Monthly Fee

$10 - $14

Interest Rate (P/A)

23.31% - 29.90%

Comparison Rate

51.26% - 65.88%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

  1. For our loans of $500 to $2,000, an APR (Annual Percentage Rate) does not apply. For loans above $2,000, the maximum APR is 48%.

  2. All prices are indicative of an unsecured personal loan, and fees and charges are payable. Warning: The comparison rate is true only for the example loan amount and term selected. It may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Ready to get started?

How to Apply

With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.

  • Apply Now

    All it takes is 6 minutes with our secure online application form.

  • Accept Offer

    If approved, accept your offer signing online with a secure SMS code.

  • Receive Finance

    Your funds are transferred as cleared funds so you can start using it sooner.

  • Personalised Support

    If you need a little help with anything, simply talk to our support team.


We promise our customers full transparency. So, before choosing us for your personal loan, you deserve the facts. Get the lowdown on our personal loans with these helpful FAQs.