Do you have a short term cash problem and need a loan?

  Do you have a short-term cash problem? Don’t worry, you are not alone. Every day there are Aussies faced with unexpected cash flow shortages, which is why Fair Go

5 Tips To Survive The Christmas School Holidays With The Kids

Let’s jump straight to it. Kids plus holidays equals “I’m bored”, “I’m hungry” and generally a lot of expense. How can we survive the holidays without breaking the budget? Here

4 Tips to Organise Your Debt in 2019

Are you ready to set some realistic financial goals and start organising your personal debts once and for all? Here are 4 tips to get started: Prepare a debt snapshot

5 Tips To Help You Find A Bad Credit Loan

If you need a loan but have experienced bad credit, here’s some tips and helpful info to give you the best chance to be approved. 1. Understand bankruptcy If you

What can I do if I have missed payments?

ONE PAYMENT MISSED Make A One Off Payment You can directly transfer what you owe. This can be done by online banking or a direct deposit at Westpac: Our bank

Secured Personal Loans – Loans Against Your Car or Boat

What is a secured loan? Our secured loans range from $2,250 up to $10,000 We cater for applicants with good and bad credit history Our secured loans use an asset you

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.