Melanie, from Essendon, had a number of household bills and expenses she needed to clear.

Having had bad credit in the past meant she needed to find a bad credit loan to help her out, and found that Fair Go Finance could provide such loans for her situation.

She applied online and received her conditional approval notification once she submitted her application.

All she needed to do next was supply her supporting documents, and once her dedicated credit consultant reviewed and completed the assessment, her loan request was approved.

We asked her if she had any feedback, and here’s what she said.

“Friendly staff and a quick and straight forward process, reasonable repayments and no penalties for paying out the loan sooner. Given my own personal circumstances, I am so grateful for the financial assistance from Fair Go Finance.”  

Need up to $10,000?

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Are you eligible to apply?

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.