In January we asked you to tell us about the ‘Future You’, sharing your dreams and ambitions about your short and long term financial goals. More than 2,000 people took part in the survey and the results are now in. It appears Australians are a nation of holiday makers with the number one short term goal is to go on a trip, either here or abroad. Longer term, the great Australian dream of owning your own home wins out as the top goal for the next three to five years, especially among 25-34 year olds. We also asked you to share what might prevent you from achieving those goals, people claim a lack of earnings is the main barrier but digging deeper no plan and no savings could be the real issue. You might wonder why we asked you these questions and the point of the survey overall. It helps us to understand what products and services you might need from us, but also what sort of advice we can provide you. You may have noticed we’ve increased the amount of tips and tricks on the website. This is all to help you take control of your money, rather letting it control you! Join our journey and we can work together to become the ‘Future You.’

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WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.